Important disclosure

Heritage Bank, a trading name of Heritage and People’s Choice Limited

Online Saver

Real Time Rating™

  • Intro offer rate
  • App banking
  • Online banking
  • Linked account required
Maximum rate

4.90%

p.a

Base rate

3.45%

p.a

RateCity says

“Watch your savings grow with one of the most competitive interest rates on the market and no ongoing fees.”

Real Time Rating™
Tags
  • Intro offer rate
  • App banking
  • Online banking
  • Linked account required
Maximum rate

4.90%

p.a

Base rate

3.45%

p.a

Pros and cons

For Online Saver

Benefits

  • Maximum interest rate ranked in the best 20% (conditions may apply)
  • Special intro rate
  • No ongoing account fees

Drawbacks

  • Intro rate limited to 4 months
  • Only available with linked transaction account

Heritage Bank Rate Savings account overview

For Online Saver

Account Details

Maximum rate

4.90%

p.a

Minimum age restrictions

Base rate

3.45%

p.a

Maximum age restrictions

Maximum rate condition

Not applicable

Minimum opening deposit

$1

Interest calculation method

Tiered

Target Market Determination

Visit Heritage Bank, a trading name of Heritage and People’s Choice Limited to view Target Market Determination.

Features

Joint application available

Is online only

Methods of Access

Internet facility

ATM access

Phone facility

Eftpos facility

Branch access

App

App only

Fees

Eftpos fee

$0

ATM withdrawal fee

$0

Overseas eftpos fee

$0

Internet transaction fee

$0

Over the counter deposit fee

$0

Phone transaction fee

$0

Over the counter withdrawal fee

$0

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Macquarie Savings Account

Real Time Rating™
  • Intro offer rate
  • App banking
  • Online banking
  • Linked account required

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Maximum rate

5.35%

p.a

Base rate

4.75%

p.a

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High Interest Savings Account

Real Time Rating™
  • Intro offer rate
  • Online banking

2024 Award Winner

Maximum rate

5.75%

p.a

Base rate

4.40%

p.a

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Reward Saver

Real Time Rating™
  • Bonus interest with conditions
  • Intro offer rate
  • App banking
  • Online banking

*Deposit at least $50 and make and no withdrawals per month

Maximum rate

5.25%

p.a

Base rate

Not Applicable

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Westpac Life - 18 to 29 years old

Real Time Rating™
  • Bonus interest with conditions
  • App banking
  • Online banking
  • Linked account required

2024 Award Winner

*Make a deposit and make 5+ purchases on your Westpac Choice account each month

Maximum rate

5.20%*

p.a

Base rate

2.00%

p.a