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Heritage Bank savings accounts

Heritage Bank offers a range of banking options, including savings accounts. Online Saver has no account-keeping fees, with higher balances earning higher interest rates. Plus, as an introductory bonus, you can enjoy a higher interest rate for your first four months of saving. The Target Bonus account also charges no account-keeping fees, and lets you enjoy a higher bonus interest rate every month you make at least one deposit and make no withdrawals.  

Heritage Bank also offers term deposits, credit cards, home loans, personal loans, car loans, insurance products and wealth advice.

Nick Bendel
Nick Bendel

Property & Personal Finance Writer

Content updated

Product data updated

Why choose Heritage Bank

Benefits

  • No account-keeping fees

Drawbacks

  • Maximum interest rate comes with conditions

Heritage Bank Savings Accounts

Savings Accounts calculator

Use our savings account calculator to see how much you can earn under different investment scenarios.

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The result provided is an estimate only. Please read our Calculator Assumptions and Disclaimer for more information.

Your savings at the end of the term would be

$0

Total interest earned

$0

  1. This calculator provides an estimate of how much you would earn in interest based on your initial deposit (made at the end of the first period), regular deposits (credited to the savings account at the end of a period), interest rate and savings period.
  2. The Present Value provided by this calculator is displayed as the amount labelled 'Your savings at the end of the term'.
  3. Calculations assume that details entered into the calculator, including interest rates, do not change for the savings period. ‘Savings period’ assumes equal length of time.
  4. While standard interest rates are an annual percentage, the interest earned here is based on a daily calculation and paid monthly.
  • The calculation rounds off the savings amount to the closest dollar value.
  • All calculations are estimates only. All results are based solely upon the data entered into the calculator.
  • Calculator does not include all fees and charges.
  • Calculator does not account for changes to interest rates over time.
  • This calculator is for information purposes only, is general and has not taken into account your personal circumstances. Consider whether you need financial advice from a qualified adviser.  Read our full disclaimer.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.