Important disclosure
Pros and cons
For Savings Maximiser
Benefits
- Maximum interest rate ranked in the best 20% (conditions may apply)
- Ongoing bonus interest (conditions apply)
- No ongoing account fees
- No minimum balance
- Winner of Best Savings Account Young Adults, Best Savings Account Regular Savers, RateCity Gold Awards 2024
Drawbacks
- Only available with linked transaction account
ING Rate Savings account overview
For Savings Maximiser
Account Details
Maximum rate 5.50%* p.a | Minimum age restrictions 18 |
Base rate 0.55% p.a | Maximum age restrictions |
Maximum rate condition *Deposit at least $1000, make 5+ card purchases... | Minimum opening deposit $0 |
Interest calculation method Tiered | Target Market Determination Visit ING to view Target Market Determination. |
Features
Joint application available | Is online only |
Linked account required |
Methods of Access
Internet facility | ATM access |
Phone facility | Eftpos facility |
Branch access | App |
App only |
Fees
Account keeping fees $0 | Eftpos fee $0 |
ATM withdrawal fee $0 | Overseas eftpos fee $0 |
Internet transaction fee $0 | Over the counter deposit fee $0 |
Phone transaction fee $0 | Over the counter withdrawal fee $0 |
How to apply
If you'd like to apply for this product or just get more information, follow the application process on ING.