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What the Researchers Say:

A "reasonable value for money" fund that is performing well in a number of assessment areas but with average or below average features and/or performance in a number of other areas of our assessment.
You should contact your financial adviser or this fund before making an investment decision.

  • Silver
Awards
Fund data valid as of June 30, 2016

Typical Fees

Balance This Fund Industry Average Difference
5k $140 $157 -$17
50k $815 $631 $184
100k $1,565 $1,164 $401

Investment Allocation

Intl shares 20.0%
Aus shares 25.0%
Property 15.0%
Fixed interest 25.0%
Cash 15.0%

Fees & Charges

Administration Fee ($) $65
Administration Fee (%) 0.89%
Investment Fee 0.61%
Switching Fee $0
Exit Fee $50
Account Size Discount Yes
Employer Size Discount No

Fund Features

Financial Planning Service
Health Insurance
Home Loans
Credit Cards
Binding Nominations
Non-lapsing Binding Nominations
Insurance Life Event Increases
Anti-detriment Payments
Long Term Income Protection

About this Fund

Membership 7,313
Total Assets $418,629,573
Year Started 2000
Target Market All industries
Offered to Public? Yes
Fund Type Master Trust-Personal

Fund Highlights - provided by AMG Super - Personal

6 managed and 6 sector specific options as well as over 50 managed funds at wholesale rates.
Direct access to direct equities for members.
No minimum initial investment.
Same fee structure for both the employer and personal products.
Online access to all transactions and investment performance.

Investment Option Performance

Asset Allocation Category FYTD FY 2015 FY 2014 FY 2013 FY 2012 FY 2011 Comparison
Balanced 4.93%
2.81%
4.93%
2.81%
7.94%
9.60%
10.34%
12.66%
14.71%
14.73%
3.12%
0.45%
Fund
Benchmark
Growth 3.79%
2.10%
3.79%
2.10%
8.87%
10.71%
14.01%
14.01%
19.80%
17.11%
-0.48%
-0.95%
Fund
Benchmark
Australian Shares 1.71%
1.50%
1.71%
1.50%
5.97%
5.70%
18.14%
16.77%
24.89%
21.07%
-3.62%
-6.15%
Fund
Benchmark
Overseas Shares -1.02%
-2.30%
-1.02%
-2.30%
17.40%
19.16%
22.32%
17.63%
32.99%
26.14%
-1.36%
-2.45%
Fund
Benchmark
Capital Stable 4.71%
3.36%
4.71%
3.36%
4.98%
5.66%
6.54%
7.34%
8.80%
8.29%
4.90%
4.06%
Fund
Benchmark
Property 18.74%
12.55%
18.74%
12.55%
14.31%
10.78%
6.84%
9.09%
18.03%
10.99%
6.81%
7.12%
Fund
Benchmark
Cash 2.35%
1.90%
2.35%
1.90%
2.69%
2.25%
3.25%
2.42%
4.33%
2.94%
4.42%
4.04%
Fund
Benchmark
  • Legend:
  • Outperformed average
  • Underperformed average
  • Negative returns

Annualised figures are the average per year returns of the rated option based on the cumulative returns for the past 5 years to 30/06/2015, past performance is not a reliable indicator of future performance. Performance and fee data is based on the option which is rated by SuperRatings and stated on each product's landing page.

Benchmark investment information - how performance is measured

To ensure comparability for consumers, the RateCity superannuation comparison is based on the asset allocation of each of the MySuper/Pension products, irrespective of the name of the investment option. This methodology allows consumers to compare products on a like for like basis and removes any ambiguities associated with the name of the investment option. For example, an investment option may be classified as growth, however its asset allocation may in fact mean it should be classified as high growth. By using the asset allocation as the dominant identifier, we believe this provides the most robust framework for consumers to compare funds and recognise that this is a consistent approach to that of SuperRatings methodology.

Option Type Percentage of Growth Assets
min-max %
High Growth 91-100%
Growth 77-90%
Balanced 60-76%
Conservative Balanced 41-59%
Capital Stable 20-40%
Secure 0-19%

What the researchers say

AMG Super is a boutique, public offer superannuation fund that was established in 2000 from a joint venture between DDH Graham and Pension Investment Limited.

An extensive investment menu is offered to members, with 11 core options available plus access to over 50 Single Manager options, Term Deposit and Direct Equities. The fund's default Balanced option has underperformed the SuperRatings Index over the shorter term.

Fees are higher than the industry average all account balances assessed. No fees are charged for switching investments, contributions, or establishing an account, however a $50 withdrawal fee is applicable.

Members are provided with a full insurance suite offering. TPD insurance is offered up to $3 million and Death only cover is unlimited. Income Protection (IP) insurance provides cover up to a maximum of 85% of salary (subject to a maximum benefit of $25,000 per month) with 3 waiting periods and a 2 year or to age 65 benefit period.

Members have access to account details online and financial planning services are available.


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