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What the Researchers Say:

A "good value for money" superannuation fund that is strong in nearly all assessment areas but with average features and/or performance in one or more of our assessment criteria.

You should contact your financial adviser or this fund before making an investment decision.

  • Gold
  • Infinity Recognised
Awards
Fund data valid as of June 30, 2017

Typical Fees

Balance This Fund Industry Average Difference
5k $163 $152 $11
50k $847 $598 $249
100k $1,607 $1,099 $508

Investment Allocation

Intl shares 27.0%
Aus shares 26.0%
Property 6.5%
Alternative 15.5%
Fixed interest 22.0%
Cash 3.0%

Fees & Charges

Administration Fee ($) $87
Administration Fee (%) 0.74%
Investment Fee 0.78%
Switching Fee $0
Exit Fee $0
Account Size Discount No
Employer Size Discount Yes

Fund Features

Financial Planning Service
Health Insurance
Home Loans
Credit Cards
Binding Nominations
Non-lapsing Binding Nominations
Insurance Life Event Increases
Anti-detriment Payments
Long Term Income Protection

About this Fund

Membership 2,023,686
Total Assets $52,757,198,000
Year Started 2003
Target Market All Industries
Offered to Public? Yes
Fund Type Master Trust-Personal

Fund Highlights - provided by AMP SignatureSuper Personal Superannuation

For full details of fee discounts applicable on a member's plan contact AMP SignatureSuper on 1300 366 019.For full details of fee discounts applicable on a member's plan contact AMP SignatureSuper on 1300 366 019.
Investment menu providing access to 80 investment options
Lifestyle education and wealth management resources available through a network of commission free financial planners
Online member access to account information using My Portfolio
Straight through contribution processing
Dedicated service consultants to ensure a thorough service

Investment Option Performance

Asset Allocation Category FYTD FY 2016 FY 2015 FY 2014 FY 2013 FY 2012 Comparison
Balanced 10.08%
10.53%
10.08%
10.53%
1.69%
2.81%
10.53%
9.60%
12.16%
12.66%
15.41%
14.73%
Fund
Benchmark
High Growth 13.71%
14.11%
13.71%
14.11%
0.57%
0.68%
12.08%
11.66%
15.05%
15.76%
20.62%
20.40%
Fund
Benchmark
Conservative Balance 7.36%
7.20%
7.36%
7.20%
2.05%
2.82%
7.91%
7.28%
9.52%
9.64%
11.58%
11.26%
Fund
Benchmark
Secure 1.08%
7.20%
1.08%
7.20%
1.28%
2.82%
1.57%
7.28%
1.80%
9.64%
2.59%
11.26%
Fund
Benchmark
Growth 12.44%
11.84%
12.44%
11.84%
0.76%
2.10%
12.11%
10.71%
13.80%
14.01%
18.45%
17.11%
Fund
Benchmark
Australian Shares 13.46%
13.37%
13.46%
13.37%
-0.17%
1.50%
5.46%
5.70%
15.28%
16.77%
20.69%
21.07%
Fund
Benchmark
Overseas Shares 15.38%
16.57%
15.38%
16.57%
-0.23%
-2.30%
22.60%
19.16%
18.39%
17.63%
28.48%
26.14%
Fund
Benchmark
Capital Stable 4.19%
5.28%
4.19%
5.28%
2.39%
3.36%
6.27%
5.66%
7.19%
7.34%
8.07%
8.29%
Fund
Benchmark
Property 2.55%
7.61%
2.55%
7.61%
6.17%
12.55%
15.39%
10.78%
11.89%
9.09%
12.67%
10.99%
Fund
Benchmark
  • Legend:
  • Outperformed average
  • Underperformed average
  • Negative returns

Annualised figures are the average per year returns of the rated option based on the cumulative returns for the past 5 years to 30/06/2016, past performance is not a reliable indicator of future performance. Performance and fee data is based on the option which is rated by SuperRatings and stated on each product's landing page.

Benchmark investment information - how performance is measured

To ensure comparability for consumers, the RateCity superannuation comparison is based on the asset allocation of each of the MySuper/Pension products, irrespective of the name of the investment option. This methodology allows consumers to compare products on a like for like basis and removes any ambiguities associated with the name of the investment option. For example, an investment option may be classified as growth, however its asset allocation may in fact mean it should be classified as high growth. By using the asset allocation as the dominant identifier, we believe this provides the most robust framework for consumers to compare funds and recognise that this is a consistent approach to that of SuperRatings methodology.

Option Type Percentage of Growth Assets
min-max %
High Growth 91-100%
Growth 77-90%
Balanced 60-76%
Conservative Balanced 41-59%
Capital Stable 20-40%
Secure 0-19%

What the researchers say

AMP SignatureSuper was established in 2003 to cater for corporate superannuation plans wanting greater flexibility and tailored features. As one of the leading funds in responsible investment, AMP SignatureSuper has received a 2017 Infinity Recognised status for the 8th consecutive year. The Personal division is designed for former members of the Corporate plan and their families.

Members have access to an extensive investment menu featuring 80 Diversified, Single-Sector and Single Manager options, as well as Term Deposits. The Future Directions Balanced option has outperformed the SuperRatings Index over the long term.

Fees for this product are higher than the industry average across all assessed account balances. However, we note member fees and asset administration fees can be tailored to individual employer plans, hence, our ratings are indicative only.

AMP SignatureSuper allows members to continue their existing cover upon exiting the employer plan. Members can apply for up to $1 million of Death only, or Death & TPD cover. Income Protection is offered over a benefit period of 2 years or up to age 65, with a choice of 30, 60, 90 or 180 day waiting periods.

AMP's website contains a variety of financial simulators and retirement calculators, as well as a Q&AMP info centre, which provides members with a wealth of educational materials, tools and online learning. Furthermore, the fund's interactive digital advice tool 'AMP Goals 360' helps members to plan and keep on track of their retirement goals.


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