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Asgard Superannuation Account - SMAF

Past 5-year return
8.81%
Admin fee
$45
Calculated Fees on 50k
$956
Investor Online provides online access to view account details, balances, transactions and insurance.
6 monthly investor report and newsletter sent to members.
Group insurance rates offered to member's spouses.
Fee rebates available on some investment options for larger account balances.
Fee discounts also accessible through Family Group Linking.
Strong past investment performance.
Regular Investment Plan available (monthly, quarterly, half yearly & yearly).
Asgard Managed Profiles and Separately Managed Account - Funds (SMAF) was established in 1993 to provide members with a flexible savings vehicle. Asgard SMAF offers members an extensive investment menu, with 5 SMA portfolios differing in risk and return characteristics, access to over 300 Single Manager investments, as well as Direct Equities and Term Deposits. The fund's SMA Balanced Investment option has underperformed the SuperRatings Index in the short and long term, however the extensive investment menu means returns vary depending on the option and manager selected.Fees are higher than the industry average across all account balances assessed. However, fee tiering applies depending on the investment option selected and the member's account balance. The minimum monthly member fee is waived if the member has a regular deposit plan of at least $250 per month.Asgard SMAF offers eligible members the ability to transfer their existing insurance or apply for cover through the Asgard Protection Package. Income Protection insurance covers a maximum of 75% of salary with a choice of 30, 60 and 90 day waiting periods and a 2 year or to age 65 benefit period. Financial planning services are available for members, and the website caters to advisers and members with a range of educational materials, calculators and reporting capabilities.

Fees & fund features

Admin fee
Admin fee
$45
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.01%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Admin fee
Admin fee
$45
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.01%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment allocation
Investment option performance
+ View additional option performance information
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