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Australian Ethical Retail Superannuation Fund - Personal

Past 5-year return
9.02%
Admin fee
$97
Calculated Fees on 50k
$662
Extensive investment menu.
Contribution fees removed from 1 July 2012.
Free educational roadshows and seminars.
Beneficiary nomination - Binding or Non Binding (preferred).
Variable insurance options (Death, Death & Total & Permanent Disablement (TPD) and IP).
Australian Ethical was established in 1986 to promote ethical investments that adhere to the Australian Ethical Charter. The fund donates 10% of annual profits to non-profit, charity, benevolent and conservation organisations.With a selection of 7 investment options available, Australian Ethical stringently monitors the investment activities of the companies that it invests in. The fund's Balanced option has underperformed the SuperRatings Index over the short and long term. Fees for the rated Balanced option are higher than the industry average across all account balances assessed. However, for large account balances over $250,000 invested in other investment options, fee discounts may apply. No fees are charged for investment switches, although a buy-sell spread applies. Partial or full withdrawals are subject to an exit fee of $50 per transaction.The fund offers a full suite of insurance cover to members, including Death only, Death and TPD, and Income Protection (IP) cover. TPD insurance is offered up to $5 million and Death only cover is unlimited. IP is available with a 30 or 90 day waiting period, up to a maximum of $30,000 per month.Australian Ethical continues to be Infinity Recognised, showing a clear adherence to environmental and social investment principles.

Fees & fund features

Admin fee
Admin fee
$97
Exit fee
Exit fee
$50
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.64%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Admin fee
Admin fee
$97
Exit fee
Exit fee
$50
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.64%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment allocation
Investment option performance
+ View additional option performance information
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