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What the Researchers Say:

A "best value for money" superannuation fund. Well balanced across all key assessment criteria in a robust, secure and proven risk framework. The fund provides features that should assist most individuals to meet their retirement savings goals.

You should contact your financial adviser or this fund before making an investment decision.

  • Platinum
  • 10 Year Platinum Performance
  • Choice Super of the Year Finalist
  • Infinity Recognised
Awards
Fund data valid as of July 31, 2016

Typical Fees

Balance This Fund Industry Average Difference
5k $139 $156 -$17
50k $544 $627 -$83
100k $994 $1,155 -$161

Investment Allocation

Intl shares 27.0%
Aus shares 27.0%
Property 8.0%
Alternative 22.0%
Fixed interest 13.0%
Cash 3.0%

Fees & Charges

Administration Fee ($) $94
Administration Fee (%) 0.18%
Investment Fee 0.72%
Switching Fee $0
Exit Fee $35
Account Size Discount No
Employer Size Discount No

Fund Features

Financial Planning Service
Health Insurance
Home Loans
Credit Cards
Binding Nominations
Non-lapsing Binding Nominations
Insurance Life Event Increases
Anti-detriment Payments
Long Term Income Protection

About this Fund

Membership 73,193
Total Assets $7,295,510,395
Year Started 1971
Target Market All Industries
Offered to Public? Yes
Fund Type Industry-Public Offer

Fund Highlights - provided by Catholic Super

In-house financial planning services available.
Extensive seminar program including retirement and pre retirement planning.
Excellent investment performance.
Insurance selection options - online, tele-interview or face-to-face.
Online account management, switching, member statements.
RateMySuper Tool.

Investment Option Performance

Asset Allocation Category FYTD FY 2015 FY 2014 FY 2013 FY 2012 FY 2011 Comparison
Balanced 2.70%
2.65%
5.73%
2.81%
9.83%
9.60%
12.25%
12.66%
14.08%
14.73%
0.63%
0.45%
Fund
Benchmark
High Growth 3.33%
3.67%
5.70%
0.68%
11.97%
11.66%
14.94%
15.76%
19.72%
20.40%
-1.43%
-3.15%
Fund
Benchmark
Conservative Balance 7.90%
2.01%
9.30%
2.82%
12.86%
7.28%
Fund
Benchmark
Diversified Fixed Interest 0.19%
0.65%
2.51%
4.43%
2.74%
3.93%
3.11%
5.52%
Fund
Benchmark
Growth 2.94%
3.18%
5.90%
2.10%
10.64%
10.71%
12.84%
14.01%
16.99%
17.11%
0.03%
-0.95%
Fund
Benchmark
Australian Shares 6.37%
5.68%
8.00%
1.50%
7.27%
5.70%
19.27%
16.77%
17.52%
21.07%
-6.01%
-6.15%
Fund
Benchmark
Overseas Shares 2.53%
2.74%
2.53%
-2.30%
17.37%
19.16%
15.84%
17.63%
25.78%
26.14%
-3.14%
-2.45%
Fund
Benchmark
Capital Stable 1.72%
1.32%
5.59%
3.36%
7.16%
5.66%
8.83%
7.34%
11.16%
8.29%
2.86%
4.06%
Fund
Benchmark
Property 1.25%
2.21%
13.28%
12.55%
8.96%
10.78%
9.95%
9.09%
7.36%
10.99%
6.92%
7.12%
Fund
Benchmark
Cash 0.18%
0.16%
2.38%
1.90%
2.50%
2.25%
2.57%
2.42%
3.46%
2.94%
4.44%
4.04%
Fund
Benchmark
  • Legend:
  • Outperformed average
  • Underperformed average
  • Negative returns

Annualised figures are the average per year returns of the rated option based on the cumulative returns for the past 5 years to 30/06/2015, past performance is not a reliable indicator of future performance. Performance and fee data is based on the option which is rated by SuperRatings and stated on each product's landing page.

Benchmark investment information - how performance is measured

To ensure comparability for consumers, the RateCity superannuation comparison is based on the asset allocation of each of the MySuper/Pension products, irrespective of the name of the investment option. This methodology allows consumers to compare products on a like for like basis and removes any ambiguities associated with the name of the investment option. For example, an investment option may be classified as growth, however its asset allocation may in fact mean it should be classified as high growth. By using the asset allocation as the dominant identifier, we believe this provides the most robust framework for consumers to compare funds and recognise that this is a consistent approach to that of SuperRatings methodology.

Option Type Percentage of Growth Assets
min-max %
High Growth 91-100%
Growth 77-90%
Balanced 60-76%
Conservative Balanced 41-59%
Capital Stable 20-40%
Secure 0-19%

What the researchers say

Catholic Super continues to go from strength to strength retaining the SuperRatings Platinum rating for 2016. The fund has consistently proved itself as one of the best value for money superannuation funds in Australia, being among the finalists for the 2016 Super of the Year award. The fund is also Infinity Recognised for the sixth consecutive year for demonstrating excellent environmental and social principles.

The investment menu covers a broad range of 'Managed Choice' and 'Build Your Own' options, as well as self-directed investments and share trading. The Balanced option outperformed the SuperRatings Index in 2015 and over the long term.

The fee structure is competitive, with fees lower than the industry average across all account balances assessed.

The fund's tailored insurance offering is competitive, while Automatic Acceptance Limits (AAL) are in-line with the industry average. Provision of life events cover enables members to increase their Death, TPD and IP insurance following major life events. . IP provides up to 85% (including SG) of salary coverage up to a maximum of $30,000 per month with benefits paid over 2 years, to age 65 or to age 70.

The fund displays customer-centric values by providing quality advice services which includes online educational content, an extensive seminar menu and workplace programs.


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