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Cbus Personal Super

Past 5-year return
11.42%
Admin fee
$78
Calculated Fees on 50k
$498
The major Industry Super fund for people in the building and construction industry.
Established over 30 years ago, run to benefit members.
Offer advice services from single issue to referral for full financial plans.
Cbus directly invests in property through its wholly owned subsidiary, Cbus Property Pty Ltd.
Cbus is a public offer fund with origins in the building and construction industry. The fund was established in 1984 and continues to support members by investing in construction projects across Australia. The Cbus Personal Super fund is a 2017 Choice Fund of the Year Finalist.Cbus offers an investment menu consisting of 3 diversified options and a Cash option. Members also have access to Term deposits, ETFs, S&P/ASX 300 Shares, Property and Infrastructure through Cbus Self Managed. The Growth (Cbus MySuper) option has outperformed the SuperRatings Index over the short and long term.Cbus's fees and charges are below the rated average and are clearly defined with transparent disclosure. No additional fees are charged for switching between standard investment options and full portability is available should members change employers. Cbus offers reasonable Death & TPD insurance to members based on manual, non-manual or professional occupation categories. The rates are somewhat difficult to compare so care needs to be taken with the guide shown overleaf. Income Protection cover is not directly available, however, members may apply through an external arrangement with the Cbus Income Continuance Portfolio. Cbus offers members low cost retirement and financial planning services, health insurance and free mobile app. The fund has taken an industry leading position in transparency and corporate governance disclosures to members. Cbus continues to demonstrate excellent environmental and social principles and is Infinity Recognised.

Fees & fund features

Admin fee
Admin fee
$78
Exit fee
Exit fee
$35
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.70%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Admin fee
Admin fee
$78
Exit fee
Exit fee
$35
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.70%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment allocation
Investment option performance
+ View additional option performance information
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