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First State Super Personal Division

Past 5-year return
10.57%
Admin fee
$52
Calculated Fees on 50k
$457
Excellent value for money; Sound long term historical investment performance
Benefits associated with a large scale super fund
iPhone application & daily unit pricing
Fee for service financial planning available specifically tailored to First State Super members
Regular, targeted communication from fund via newsletters, seminars and online learning
First State Super is an industry fund that has been providing superannuation services to NSW public sector employees since 1992. The fund opened its Personal plan in 2006 to cater to the needs of individuals. Having achieved its 13th consecutive Platinum rating and been nominated as a finalist for the Super of the Year Award in 2014 and 2015, as well as a 2016 MySuper of the Year Award finalist, First State Super continues to deliver excellent value to members.Members have access to 12 Single sector and Diversified investment strategies, including 2 Socially Responsible options. The fund's Growth option has outperformed the SuperRatings Index over the short and long term.Fees for the Growth option are lower than the industry average across all assessed account balances. However, fees do apply for investment switches and withdrawals. First State Super's insurance offering includes Death only, Death & TPD and Income Protection (IP) cover. Personal members can apply for unlimited Death cover and up to $5 million of Death & TPD cover. IP is available with 2 year, 5 year or to age 65 benefit periods, with a choice of a variety of waiting periods ranging from 14 days to 90 days. First State Super operates over 20 member service centres around Australia, allowing members to engage with the fund in their local area. With increased scale following the acquisition of StatePlus, the fund continues to expand its advice capabilities and enhance retirement outcomes for its members.

Fees & fund features

Admin fee
Admin fee
$52
Exit fee
Exit fee
$36
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.66%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$25
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Admin fee
Admin fee
$52
Exit fee
Exit fee
$36
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.66%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$25
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment allocation
Investment option performance
+ View additional option performance information
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