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What the Researchers Say:

A 'best value for money' superannuation fund. Well balanced across all key assessment criteria in a robust, secure and proven risk framework. The fund provides features that should assist most individuals to meet their retirement savings goals.

You should contact your financial adviser or this fund before making an investment decision.

  • Platinum
  • 7 Year Platinum Performance
Awards
Fund data valid as of May 31, 2016

Typical Fees

Balance This Fund Industry Average Difference
5k $135 $157 -$22
50k $531 $634 -$103
100k $971 $1,169 -$198

Investment Allocation

Intl shares 27.0%
Aus shares 28.0%
Property 10.0%
Alternative 18.0%
Fixed interest 15.0%
Cash 2.0%

Fees & Charges

Administration Fee ($) $91
Administration Fee (%) 0.15%
Investment Fee 0.73%
Switching Fee $0
Exit Fee $55
Account Size Discount No
Employer Size Discount No

Fund Features

Financial Planning Service
Health Insurance
Home Loans
Credit Cards
Binding Nominations
Non-lapsing Binding Nominations
Insurance Life Event Increases
Anti-detriment Payments
Long Term Income Protection

About this Fund

Membership 120,414
Total Assets $1,876,550,409
Year Started 1988
Target Market Hospitality and Tourism Industries
Offered to Public? Yes
Fund Type Industry-Public Offer

Fund Highlights - provided by Intrust Super - Executive Super

Strong and consistent investment returns.
Low fees.
Full insurance suite with excellent Automatic acceptance Limits for Death and Total & Permanent Disablement insurance.
Industry standard definition for Total & Permanent Disablement.
Individual member and employer support and education.
Full advice model with no limitations.
Features of Executive Super well matched to membership profile.

Investment Option Performance

Asset Allocation Category FYTD FY 2015 FY 2014 FY 2013 FY 2012 FY 2011 Comparison
Balanced 4.56%
3.68%
11.06%
9.60%
14.02%
12.66%
15.06%
14.73%
0.11%
0.45%
8.40%
8.71%
Fund
Benchmark
High Growth 5.06%
3.45%
12.81%
11.66%
17.92%
15.76%
18.41%
20.40%
-3.15%
-3.15%
8.40%
9.40%
Fund
Benchmark
Australian Shares 8.83%
4.38%
7.80%
5.70%
17.13%
16.77%
20.24%
21.07%
-6.02%
-6.15%
11.30%
11.00%
Fund
Benchmark
Overseas Shares 0.03%
1.37%
18.40%
19.16%
22.54%
17.63%
27.16%
26.14%
-3.68%
-2.45%
7.70%
5.86%
Fund
Benchmark
Capital Stable 4.15%
3.24%
5.86%
5.66%
7.46%
7.34%
6.62%
8.29%
5.46%
4.06%
6.40%
6.70%
Fund
Benchmark
Property 9.76%
10.46%
7.34%
10.78%
8.62%
9.09%
7.85%
10.99%
4.92%
7.12%
13.00%
8.00%
Fund
Benchmark
Cash 2.06%
1.74%
2.63%
2.25%
3.27%
2.42%
3.95%
2.94%
4.13%
4.04%
4.40%
4.33%
Fund
Benchmark
  • Legend:
  • Outperformed average
  • Underperformed average
  • Negative returns

Annualised figures are the average per year returns of the rated option based on the cumulative returns for the past 5 years to 30/06/2015, past performance is not a reliable indicator of future performance. Performance and fee data is based on the option which is rated by SuperRatings and stated on each product's landing page.

Benchmark investment information - how performance is measured

To ensure comparability for consumers, the RateCity superannuation comparison is based on the asset allocation of each of the MySuper/Pension products, irrespective of the name of the investment option. This methodology allows consumers to compare products on a like for like basis and removes any ambiguities associated with the name of the investment option. For example, an investment option may be classified as growth, however its asset allocation may in fact mean it should be classified as high growth. By using the asset allocation as the dominant identifier, we believe this provides the most robust framework for consumers to compare funds and recognise that this is a consistent approach to that of SuperRatings methodology.

Option Type Percentage of Growth Assets
min-max %
High Growth 91-100%
Growth 77-90%
Balanced 60-76%
Conservative Balanced 41-59%
Capital Stable 20-40%
Secure 0-19%

What the researchers say

Intrust Executive Super is a flexible offering for members of the hospitality, tourism and retail industries. Intrust Super continues to go from strength to strength retaining the SuperRatings Platinum rating in 2016. The fund is recognised for its innovative approach, being among last year???s finalists for the Best New Product award for its E-Signature technology.

Executive Super's investment menu consists of four multi and six asset specific investment options. The Balanced option outperformed the SuperRatings Index in 2015, with long-term returns also positioned above the index.

The fund offers unlimited investment switches at no additional cost, complimenting low fees that are lower than the industry average across all account balances assessed.

Members have access to competitively priced insurance offerings of Death, Total & Permanent Disablement and 'PayGuard' Income Protection (IP) cover. Executive Super's automatic acceptance limits are set at 5 units for members under age 40, with Income Protection providing 100% (including 10% SG) salary coverage over two years. The maximum cover of $50,000 per month supports the strong relative positioning of the fund in their insurance assessment. Reduced waiting periods for Income protection is given as incentive for members with continuous cover and who have not made a claim for a minimum of two years. Waiting periods can be backdated up to a maximum of 21 days for members who have not claimed for more than 6 years.