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What the Researchers Say:

A 'best value for money' superannuation fund. Well balanced across all key assessment criteria in a robust, secure and proven risk framework. The fund provides features that should assist most individuals to meet their retirement savings goals.

You should contact your financial adviser or this fund before making an investment decision.

  • Platinum
  • 10 Year Platinum Performance
Awards
Fund data valid as of February 28, 2017

Typical Fees

Balance This Fund Industry Average Difference
5k $136 $156 -$20
50k $536 $611 -$75
100k $981 $1,123 -$142

Investment Allocation

Intl shares 27.0%
Aus shares 28.0%
Property 10.0%
Fixed interest 15.0%
Cash 2.0%
Other 18.0%

Fees & Charges

Administration Fee ($) $91
Administration Fee (%) 0.15%
Investment Fee 0.74%
Switching Fee $0
Exit Fee $55
Account Size Discount No
Employer Size Discount No

Fund Features

Financial Planning Service
Health Insurance
Home Loans
Credit Cards
Binding Nominations
Non-lapsing Binding Nominations
Insurance Life Event Increases
Anti-detriment Payments
Long Term Income Protection

About this Fund

Membership 122,651
Total Assets $2,078,378,923
Year Started 2006
Target Market Hospitality and Tourism Industries
Offered to Public? Yes
Fund Type Industry-Personal

Fund Highlights - provided by Intrust Super - Select Super

Tailored to self employed.
Competitive insurance options.
Industry standard definition for Total & Permanent Disablement.
Excellent member education and advice.
Full advice model with no limitations.

Investment Option Performance

Asset Allocation Category FYTD FY 2016 FY 2015 FY 2014 FY 2013 FY 2012 Comparison
Balanced 6.38%
6.60%
3.45%
2.81%
11.06%
9.60%
14.02%
12.66%
15.06%
14.73%
0.11%
0.45%
Fund
Benchmark
High Growth 7.94%
9.26%
3.12%
0.68%
12.81%
11.66%
17.92%
15.76%
18.41%
20.40%
-3.15%
-3.15%
Fund
Benchmark
Diversified Fixed Interest 0.13%
0.65%
5.95%
4.43%
4.70%
3.93%
6.26%
5.52%
3.48%
4.65%
9.48%
8.94%
Fund
Benchmark
Australian Shares 8.86%
10.58%
6.17%
1.50%
7.80%
5.70%
17.13%
16.77%
20.24%
21.07%
-6.02%
-6.15%
Fund
Benchmark
Overseas Shares 8.88%
9.34%
-3.31%
-2.30%
18.40%
19.16%
22.54%
17.63%
27.16%
26.14%
-3.68%
-2.45%
Fund
Benchmark
Capital Stable 3.54%
3.21%
4.33%
3.36%
5.86%
5.66%
7.46%
7.34%
6.62%
8.29%
5.46%
4.06%
Fund
Benchmark
Property 5.73%
4.44%
11.42%
12.55%
7.34%
10.78%
8.62%
9.09%
7.85%
10.99%
4.92%
7.12%
Fund
Benchmark
Cash 1.50%
1.14%
2.26%
1.90%
2.63%
2.25%
3.27%
2.42%
3.95%
2.94%
4.13%
4.04%
Fund
Benchmark
  • Legend:
  • Outperformed average
  • Underperformed average
  • Negative returns

Annualised figures are the average per year returns of the rated option based on the cumulative returns for the past 5 years to 30/06/2016, past performance is not a reliable indicator of future performance. Performance and fee data is based on the option which is rated by SuperRatings and stated on each product's landing page.

Benchmark investment information - how performance is measured

To ensure comparability for consumers, the RateCity superannuation comparison is based on the asset allocation of each of the MySuper/Pension products, irrespective of the name of the investment option. This methodology allows consumers to compare products on a like for like basis and removes any ambiguities associated with the name of the investment option. For example, an investment option may be classified as growth, however its asset allocation may in fact mean it should be classified as high growth. By using the asset allocation as the dominant identifier, we believe this provides the most robust framework for consumers to compare funds and recognise that this is a consistent approach to that of SuperRatings methodology.

Option Type Percentage of Growth Assets
min-max %
High Growth 91-100%
Growth 77-90%
Balanced 60-76%
Conservative Balanced 41-59%
Capital Stable 20-40%
Secure 0-19%

What the researchers say

Intrust Super is specifically designed for employees in the hospitality, clubs, tourism and retail sectors, with the Select Super offering designed for those seeking all the benefits of being an Intrust Super member without having employer contributions paid into their super account (e.g. spouses and self-employed members). The fund has achieved a Platinum rating for the past 11 consecutive years.

Select Super offers a range of 10 investment options to choose from, providing members with access to 5 Pre-Mixed and 5 Single Sector options. The Balanced option has outperformed the SuperRatings Index over the short and long term.

Fees are competitive and lower than the industry average across all account balances assessed. No fees are charged for switching investments; however, an exit fee applies to partial and full withdrawals.

A full suite of insurance cover is offered, with Death and Total & Permanent Disablement (TPD) insurance cover automatically provided to eligible members upon joining the fund. PayGuard Income Protection is available to a maximum of 90% of salary plus 10% super contributions, with a two-year benefit payment period and a choice of four waiting periods. Waiting periods can be backdated up to a maximum of 21 days for members who have not claimed for more than 6 years.

Intrust Super provides members with access to financial planning services through Intrust360, ranging from educational modules, Learning360, to online super advice, Super360, and full financial planning, Adviser360. Intrust Super's secure online facility, MemberAccess further allows members to view and update account details.


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