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What the Researchers Say:

A 'best value for money' superannuation fund. Well balanced across all key assessment criteria in a robust, secure and proven risk framework. The fund provides features that should assist most individuals to meet their retirement savings goals.

You should contact your financial adviser or this fund before making an investment decision.

  • Platinum
  • 10 Year Platinum Performance
Awards
Fund data valid as of April 30, 2016

Typical Fees

Balance This Fund Industry Average Difference
5k $135 $152 -$17
50k $531 $614 -$83
100k $971 $1,133 -$162

Investment Allocation

Intl shares 27.0%
Aus shares 28.0%
Property 10.0%
Alternative 18.0%
Fixed interest 15.0%
Cash 2.0%

Fees & Charges

Administration Fee ($) $91
Administration Fee (%) 0.15%
Investment Fee 0.73%
Switching Fee $0
Exit Fee $55
Account Size Discount No
Employer Size Discount No

Fund Features

Financial Planning Service
Health Insurance
Home Loans
Credit Cards
Binding Nominations
Non-lapsing Binding Nominations
Insurance Life Event Increases
Anti-detriment Payments
Long Term Income Protection

About this Fund

Membership 120,414
Total Assets $1,876,550,409
Year Started 2006
Target Market Hospitality and Tourism Industries
Offered to Public? Yes
Fund Type Industry-Personal

Fund Highlights - provided by Intrust Super - Select Super

Tailored to self employed.
Strong and consistent investment returns.
Low fees.
Competitive insurance options.
Industry standard definition for Total & Permanent Disablement.
Excellent member education and advice.
Full advice model with no limitations.

Investment Option Performance

Asset Allocation Category FYTD FY 2015 FY 2014 FY 2013 FY 2012 FY 2011 Comparison
Balanced 2.03%
1.43%
11.06%
9.60%
14.02%
12.66%
15.06%
14.73%
0.11%
0.45%
8.40%
8.71%
Fund
Benchmark
High Growth 1.71%
0.30%
12.81%
11.66%
17.92%
15.76%
18.41%
20.40%
-3.15%
-3.15%
8.40%
9.40%
Fund
Benchmark
Diversified Fixed Interest 3.66%
2.73%
4.70%
3.93%
6.26%
5.52%
3.48%
4.65%
9.48%
8.94%
6.30%
5.65%
Fund
Benchmark
Australian Shares 4.57%
1.10%
7.80%
5.70%
17.13%
16.77%
20.24%
21.07%
-6.02%
-6.15%
11.30%
11.00%
Fund
Benchmark
Overseas Shares -4.37%
-3.02%
18.40%
19.16%
22.54%
17.63%
27.16%
26.14%
-3.68%
-2.45%
7.70%
5.86%
Fund
Benchmark
Capital Stable 3.02%
2.09%
5.86%
5.66%
7.46%
7.34%
6.62%
8.29%
5.46%
4.06%
6.40%
6.70%
Fund
Benchmark
Property 9.31%
9.58%
7.34%
10.78%
8.62%
9.09%
7.85%
10.99%
4.92%
7.12%
13.00%
8.00%
Fund
Benchmark
Cash 1.85%
1.58%
2.63%
2.25%
3.27%
2.42%
3.95%
2.94%
4.13%
4.04%
4.40%
4.33%
Fund
Benchmark
  • Legend:
  • Outperformed average
  • Underperformed average
  • Negative returns

Annualised figures are the average per year returns of the rated option based on the cumulative returns for the past 5 years to 30/06/2015, past performance is not a reliable indicator of future performance. Performance and fee data is based on the option which is rated by SuperRatings and stated on each product's landing page.

Benchmark investment information - how performance is measured

To ensure comparability for consumers, the RateCity superannuation comparison is based on the asset allocation of each of the MySuper/Pension products, irrespective of the name of the investment option. This methodology allows consumers to compare products on a like for like basis and removes any ambiguities associated with the name of the investment option. For example, an investment option may be classified as growth, however its asset allocation may in fact mean it should be classified as high growth. By using the asset allocation as the dominant identifier, we believe this provides the most robust framework for consumers to compare funds and recognise that this is a consistent approach to that of SuperRatings methodology.

Option Type Percentage of Growth Assets
min-max %
High Growth 91-100%
Growth 77-90%
Balanced 60-76%
Conservative Balanced 41-59%
Capital Stable 20-40%
Secure 0-19%

What the researchers say

Select Super is designed for those seeking all the benefits of being an Intrust Super member without having employers contributions paid into their super account (e.g. spouses and self-employed members). Intrust Super continues to go from strength to strength retaining the SuperRatings Platinum rating in 2016 for the tenth consecutive year. The fund is recognised for its innovative approach, being among last years finalists for the Best New Product award for its E-Signature technology.

The investment menu consists of four multi and six asset specific options. The fund delivered top quartile performance in 2015, and long-term returns for the Balanced option sit above the SuperRatings Index.

The fund offers unlimited investment switches at no additional cost, complimenting low fees that are cheaper than the industry average across all account balances assessed.

Members have access to a competitive Death, Total & Permanent Disablement and Income Protection (IP) "PayGuard" cover. Select Super automatic acceptance limits are set at 2 units (i.e. $300,000) for members aged under 40. Income Protection (IP) provides 100% (including 10% SG) salary coverage payable over two years. Reduced waiting periods are given as an incentive for members with continuous cover and who have not made a claim in two years, with waiting periods backdated up to a maximum of 21 days for members who have not claimed for more than 6 years.


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