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What the Researchers Say:

A "good value for money" superannuation fund that is strong in nearly all assessment areas but with average features and/or performance in one or more of our assessment criteria.

You should contact your financial adviser or this fund before making an investment decision.

  • Gold
Awards
Fund data valid as of February 28, 2017

Typical Fees

Balance This Fund Industry Average Difference
5k $116 $156 -$40
50k $431 $611 -$180
100k $781 $1,123 -$342

Investment Allocation

Intl shares 27.0%
Aus shares 25.0%
Property 13.0%
Alternative 11.0%
Fixed interest 24.0%

Fees & Charges

Administration Fee ($) $81
Administration Fee (%) 0.25%
Investment Fee 0.45%
Switching Fee $0
Exit Fee $50
Account Size Discount Yes
Employer Size Discount No

Fund Features

Financial Planning Service
Health Insurance
Home Loans
Credit Cards
Binding Nominations
Non-lapsing Binding Nominations
Insurance Life Event Increases
Anti-detriment Payments
Long Term Income Protection

About this Fund

Membership 268,763
Total Assets $3,324,244,939
Year Started 2013
Target Market All Industry
Offered to Public? Yes
Fund Type Industry-Public Offer

Fund Highlights - provided by Kinetic Super

Flexibility of 8 investment options
Competitive fees
Secure website section for employers and members
Member & employer education seminars held
Clearing house service at no cost to employers
Competitive insurance cover including Income Protection

Investment Option Performance

Asset Allocation Category FYTD FY 2016 FY 2015 FY 2014 FY 2013 FY 2012 Comparison
Balanced 6.53%
6.60%
2.67%
2.81%
8.26%
9.60%
14.24%
12.66%
14.70%
14.73%
3.00%
0.45%
Fund
Benchmark
Conservative Balance 3.97%
4.53%
2.67%
2.82%
6.08%
7.28%
10.18%
9.64%
10.30%
11.26%
4.50%
1.87%
Fund
Benchmark
Diversified Fixed Interest -0.72%
0.65%
4.17%
4.43%
3.08%
3.93%
4.89%
5.52%
3.20%
4.65%
11.60%
8.94%
Fund
Benchmark
Growth 8.58%
7.90%
2.10%
2.10%
8.90%
10.71%
15.53%
14.01%
17.30%
17.11%
1.00%
-0.95%
Fund
Benchmark
Australian Shares 11.37%
10.58%
3.10%
1.50%
7.71%
5.70%
15.27%
16.77%
26.30%
21.07%
-6.30%
-6.15%
Fund
Benchmark
Overseas Shares 8.85%
9.34%
-2.31%
-2.30%
15.31%
19.16%
20.01%
17.63%
23.80%
26.14%
-0.50%
-2.45%
Fund
Benchmark
Property 5.55%
4.44%
10.51%
12.55%
7.23%
10.78%
9.84%
9.09%
7.50%
10.99%
6.70%
7.12%
Fund
Benchmark
Cash 1.06%
1.14%
1.92%
1.90%
2.38%
2.25%
2.56%
2.42%
2.60%
2.94%
3.70%
4.04%
Fund
Benchmark
  • Legend:
  • Outperformed average
  • Underperformed average
  • Negative returns

Annualised figures are the average per year returns of the rated option based on the cumulative returns for the past 5 years to 30/06/2016, past performance is not a reliable indicator of future performance. Performance and fee data is based on the option which is rated by SuperRatings and stated on each product's landing page.

Benchmark investment information - how performance is measured

To ensure comparability for consumers, the RateCity superannuation comparison is based on the asset allocation of each of the MySuper/Pension products, irrespective of the name of the investment option. This methodology allows consumers to compare products on a like for like basis and removes any ambiguities associated with the name of the investment option. For example, an investment option may be classified as growth, however its asset allocation may in fact mean it should be classified as high growth. By using the asset allocation as the dominant identifier, we believe this provides the most robust framework for consumers to compare funds and recognise that this is a consistent approach to that of SuperRatings methodology.

Option Type Percentage of Growth Assets
min-max %
High Growth 91-100%
Growth 77-90%
Balanced 60-76%
Conservative Balanced 41-59%
Capital Stable 20-40%
Secure 0-19%

What the researchers say

Originally established in 1989 under the name of Professional Associations Superannuation Fund (PASF), Kinetic Super is a public offer industry fund, which became a single brand following the consolidation of all PASF divisions in 2013.

Members have access to eight Diversified and Single Sector investment options. Past performance of historical products (Accountants Super, Australian Enterprise Super and Recruitment Super) is reflected as a compound average return for Kinetic Super over 5 years. Overall, the performance of Kinetic Super Growth option has been competitive compared to the SuperRatings Index over the long term.

Fees for the Growth option are well below the industry average across all assessed account balances, with the Member Administration fee capped at $500 p.a. No Switching fees are charged, although Buy/Sell Spreads may be incurred. Exit fees also apply for full and partial withdrawals.

Kinetic Super offers Default Death Only and Death/TPD insurance. Members can apply for a maximum of $5 million of Death Only cover and up to $3 million of Death & TPD cover. Voluntary Income Protection (IP) covers 85% of salary, with a maximum monthly benefit payment of $25,000. Members can also choose from a 2 year, 5 year or to age 65 benefit payment period.

With a focus on streamlining the user experience, Kinetic Super's new look website continues to offer members educational fact sheets, interactive online calculators and tools. Comprehensive financial advice is also provided through Industry Fund Services (IFS). The fund has also introduced a member app 'APPier', enabling members to stay connected to their super anywhere and anytime.