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What the Researchers Say:

A "good value for money" superannuation fund that is strong in nearly all assessment areas but with average features and/or performance in one or more of our assessment criteria.

You should contact your financial adviser or this fund before making an investment decision.

  • Gold
Awards
Fund data valid as of May 31, 2016

Typical Fees

Balance This Fund Industry Average Difference
5k $116 $157 -$41
50k $431 $634 -$203
100k $781 $1,169 -$388

Investment Allocation

Intl shares 22.5%
Aus shares 20.0%
Property 10.0%
Alternative 27.5%
Fixed interest 20.0%

Fees & Charges

Administration Fee ($) $81
Administration Fee (%) 0.25%
Investment Fee 0.45%
Switching Fee $0
Exit Fee $50
Account Size Discount Yes
Employer Size Discount No

Fund Features

Financial Planning Service
Health Insurance
Home Loans
Credit Cards
Binding Nominations
Non-lapsing Binding Nominations
Insurance Life Event Increases
Anti-detriment Payments
Long Term Income Protection

About this Fund

Membership 282,317
Total Assets $3,019,537,268
Year Started 2013
Target Market All Industry
Offered to Public? Yes
Fund Type Industry-Public Offer

Fund Highlights - provided by Kinetic Super

Flexibility of 8 investment options
Competitive fees
Secure website section for employers and members
Member & employer education seminars held
Clearing house service at no cost to employers
Competitive insurance cover including Income Protection

Investment Option Performance

Asset Allocation Category FYTD FY 2015 FY 2014 FY 2013 FY 2012 FY 2011 Comparison
Balanced 3.13%
3.68%
8.26%
9.60%
14.24%
12.66%
14.70%
14.73%
3.00%
0.45%
11.20%
8.71%
Fund
Benchmark
Conservative Balance 2.95%
3.36%
6.08%
7.28%
10.18%
9.64%
10.30%
11.26%
4.50%
1.87%
9.30%
7.70%
Fund
Benchmark
Diversified Fixed Interest 3.42%
3.55%
3.08%
3.93%
4.89%
5.52%
3.20%
4.65%
11.60%
8.94%
7.50%
5.65%
Fund
Benchmark
Growth 2.95%
3.64%
8.90%
10.71%
15.53%
14.01%
17.30%
17.11%
1.00%
-0.95%
11.70%
9.40%
Fund
Benchmark
Australian Shares 5.86%
4.38%
7.71%
5.70%
15.27%
16.77%
26.30%
21.07%
-6.30%
-6.15%
9.00%
11.00%
Fund
Benchmark
Overseas Shares 0.11%
1.37%
15.31%
19.16%
20.01%
17.63%
23.80%
26.14%
-0.50%
-2.45%
13.10%
5.86%
Fund
Benchmark
Property 8.69%
10.46%
7.23%
10.78%
9.84%
9.09%
7.50%
10.99%
6.70%
7.12%
11.50%
8.00%
Fund
Benchmark
Cash 1.78%
1.74%
2.38%
2.25%
2.56%
2.42%
2.60%
2.94%
3.70%
4.04%
4.30%
4.33%
Fund
Benchmark
  • Legend:
  • Outperformed average
  • Underperformed average
  • Negative returns

Annualised figures are the average per year returns of the rated option based on the cumulative returns for the past 5 years to 30/06/2015, past performance is not a reliable indicator of future performance. Performance and fee data is based on the option which is rated by SuperRatings and stated on each product's landing page.

Benchmark investment information - how performance is measured

To ensure comparability for consumers, the RateCity superannuation comparison is based on the asset allocation of each of the MySuper/Pension products, irrespective of the name of the investment option. This methodology allows consumers to compare products on a like for like basis and removes any ambiguities associated with the name of the investment option. For example, an investment option may be classified as growth, however its asset allocation may in fact mean it should be classified as high growth. By using the asset allocation as the dominant identifier, we believe this provides the most robust framework for consumers to compare funds and recognise that this is a consistent approach to that of SuperRatings methodology.

Option Type Percentage of Growth Assets
min-max %
High Growth 91-100%
Growth 77-90%
Balanced 60-76%
Conservative Balanced 41-59%
Capital Stable 20-40%
Secure 0-19%

What the researchers say

Kinetic Super is a Not-for-Profit public offer super fund that was previously known as Professional Associations Superannuation Fund (PASF), which was established in 1989. In 2013, all divisions of PASF were consolidated under the new brand 'Kinetic Super'.

Members have access to eight Diversified and Single Sector investment options. Past performance of historical products (Accountants Super, Australian Enterprise Super and Recruitment Super), are reflected as a compound average return for Kinetic Super over 5 years. Overall, the Kinetic Super Growth option has exhibited competitive long-term returns, outperforming the SuperRatings Index.

Fees associated with this product are rated as excellent across all assessed account balances. The Asset Administration fee is capped at $500 p.a. and no Switching fee is charged, although transactional costs may be incurred when changing investment options. An Exit fee applies for full and partial withdrawals.

Kinetic Super offers Default Death Only and Death/TPD cover, which are both rated as excellent. Members can also apply for a maximum of $5 million of Death Only cover, and $3 million of Death & TPD cover. Voluntary Income Protection (IP) covers 85% of salary, up to a maximum benefit payment of $25,000 per month, with a choice of 2 year, 5 year or to age 65 payment periods.

With a focus on streamlining the user experience, Kinetic Super's new look website continues to offer members educational material, fact sheets, interactive online calculators and tools. Members can also obtain comprehensive financial advice through Industry Fund Services (IFS). A mobile app is introduced recently to enable members to stay connected to their super anywhere and anytime.


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