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What the Researchers Say:

A 'best value for money' superannuation fund. Well balanced across all key assessment criteria in a robust, secure and proven risk framework. The fund provides features that should assist most individuals to meet their retirement savings goals.

You should contact your financial adviser or this fund before making an investment decision.

  • Platinum
  • 10 Year Platinum Performance
  • Infinity Recognised
Awards
Fund data valid as of January 31, 2017

Typical Fees

Balance This Fund Industry Average Difference
5k $93 $156 -$63
50k $228 $614 -$386
100k $378 $1,129 -$751

Investment Allocation

Intl shares 30.0%
Aus shares 30.0%
Property 10.0%
Fixed interest 27.0%
Cash 3.0%

Fees & Charges

Administration Fee ($) $78
Administration Fee (%) 0.18%
Investment Fee 0.12%
Switching Fee $0
Exit Fee $0
Account Size Discount Yes
Employer Size Discount No

Fund Features

Financial Planning Service
Health Insurance
Home Loans
Credit Cards
Binding Nominations
Non-lapsing Binding Nominations
Insurance Life Event Increases
Anti-detriment Payments
Long Term Income Protection

About this Fund

Total Assets $7,712,807,000
Year Started 2007
Target Market All Industries
Offered to Public? Yes
Fund Type Industry-Personal

Fund Highlights - provided by Vision Super - Personal Plan (Public Offer)

Offers a low cost digital superannuation solution with a choice of 10 investment options with various risk and return profiles.
In-house call centre consultants provide general, limited and personal advice to members at no additional charge.
Competitive insurance cover available directly from Vision Super.
Member benefit program with discounted banking and health insurance offerings.
Interactive member portal with transaction capabilities and access to on-line calculators and self-help financial tools.

Investment Option Performance

Asset Allocation Category FYTD FY 2016 FY 2015 FY 2014 FY 2013 FY 2012 Comparison
Balanced 3.75%
5.43%
Fund
Benchmark
High Growth 9.90%
7.44%
-0.50%
0.68%
11.14%
11.66%
18.55%
15.76%
19.41%
20.40%
-2.99%
-3.15%
Fund
Benchmark
Conservative Balance 5.38%
3.72%
3.32%
2.82%
7.85%
7.28%
11.66%
9.64%
11.16%
11.26%
4.37%
1.87%
Fund
Benchmark
Diversified Fixed Interest 0.34%
0.28%
5.29%
4.43%
3.46%
3.93%
5.36%
5.52%
2.66%
4.65%
9.38%
8.94%
Fund
Benchmark
Growth 7.64%
6.65%
2.08%
2.10%
10.19%
10.71%
15.98%
14.01%
15.01%
17.11%
1.05%
-0.95%
Fund
Benchmark
Australian Shares 7.55%
8.85%
0.33%
1.50%
4.61%
5.70%
17.16%
16.77%
16.56%
21.07%
-5.13%
-6.15%
Fund
Benchmark
Overseas Shares 11.71%
8.05%
-2.02%
-2.30%
19.16%
19.16%
20.47%
17.63%
24.04%
26.14%
-2.29%
-2.45%
Fund
Benchmark
Capital Stable 3.38%
2.73%
3.78%
3.36%
5.86%
5.66%
8.40%
7.34%
7.57%
8.29%
6.12%
4.06%
Fund
Benchmark
Cash 1.11%
1.01%
2.17%
1.90%
2.64%
2.25%
2.88%
2.42%
3.58%
2.94%
4.65%
4.04%
Fund
Benchmark
  • Legend:
  • Outperformed average
  • Underperformed average
  • Negative returns

Annualised figures are the average per year returns of the rated option based on the cumulative returns for the past 5 years to 30/06/2016, past performance is not a reliable indicator of future performance. Performance and fee data is based on the option which is rated by SuperRatings and stated on each product's landing page.

Benchmark investment information - how performance is measured

To ensure comparability for consumers, the RateCity superannuation comparison is based on the asset allocation of each of the MySuper/Pension products, irrespective of the name of the investment option. This methodology allows consumers to compare products on a like for like basis and removes any ambiguities associated with the name of the investment option. For example, an investment option may be classified as growth, however its asset allocation may in fact mean it should be classified as high growth. By using the asset allocation as the dominant identifier, we believe this provides the most robust framework for consumers to compare funds and recognise that this is a consistent approach to that of SuperRatings methodology.

Option Type Percentage of Growth Assets
min-max %
High Growth 91-100%
Growth 77-90%
Balanced 60-76%
Conservative Balanced 41-59%
Capital Stable 20-40%
Secure 0-19%

What the researchers say

Established in 1947, Vision Super is an industry fund with membership open to the general public, with Vision Personal launched in 2007. The fund is a Platinum rated fund, and is also Infinity Recognised, which is a result of its strong commitment to environmental and social principles.

Vision Super offers a range of 10 investment options to choose from, providing members with access to 6 Pre-Mixed and 4 Single Sector options, including a Sustainable Balanced option for the ethical investor. SuperRatings will continue to monitor the investment returns of the recently introduced Sustainable Balanced option as they become available, while the Balanced Growth option outperformed the SuperRatings Index over the 5 years to 30 June 2016.

Fees are competitive and lower than the industry average across all member account balances assessed, with administration fee capped at $540 pa. Members are able to switch investment options and make withdrawals at no cost.

A full suite of insurance cover is offered, including Death, Total & Permanent Disablement (TPD) and Income Protection (IP) insurance. Income Protection is available to a maximum of 85% of salary, with benefit payment periods of 2 years or to age 65, and a choice of a 30 day and a 60 day waiting period.

A range of online tools, calculators and educational resources are available through the fund's website. The fund's secure website, Vision Online further allows members to view and update account details, as well as perform transactions.


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