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Generations Personal Super

Past 5-year return
9.75%
Admin fee
$0
Calculated Fees on 50k
$970
Access to a broad range of investment options - multi-manager diversified and sector and single manager and wholesale managed funds
Online access to portfolio profiles and ability to complete transaction at any time
Improved individual insurance offer through AMP's Elevate product
Consolidated reports for all investments
Fee aggregation between super and non-super investments
Established in 2004, Generations Personal Super is a portfolio administration service through the North Online Platform, which offers members a simple and convenient way to build their super savings and transition to a pension.Generations Personal Super provides members with access to 34 Diversified, Single-Sector and Single Manager investment options. The Generations Balanced option has underperformed the SuperRatings Index over the 1 and 5 years to 30 June 2017.Fees associated with this product are higher than the industry average across all account balances assessed. Members with an account balance less than $20,000 will incur a $91 member fee. No exit or switching fees are applicable, although changing investment options may A comprehensive insurance offering with flexible options is provided through the AMP Elevate Insurance. Members can apply for unlimited Death only cover and up to $5 million of Death & TPD cover. Both short-term and long-term Income Protection insurance is offered with a variety of waiting periods ranging from 14 to 730 days. As insurance is individually priced, our ratings are indicative only. Through North Online, members can access investment portfolio information, complete transactions and generate consolidated reports at any time. Members also have access to a variety of financial simulators and retirement calculators, as well as a wealth of educational materials, tools and online learning through AMP's website.

Fees & fund features

Admin fee
Admin fee
$0
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
1.90%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Admin fee
Admin fee
$0
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
1.90%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment allocation
Investment option performance
+ View additional option performance information
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