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ipac iAccess Personal Superannuation

Past 5-year return
10.40%
Admin fee
$0
Calculated Fees on 50k
$856
Extensive investment menu featuring over 270 investment strategies plus access to direct shares and term deposits via Adelaide Bank, AMP, ANZ and Westpac
Improved individual insurance offer via AMP's Elevate product
Single access point for a wide range of investments, drawing on the expertise of leading investment managers
Access to investment portfolio information and complete transactions via North Online
In specie transfers into the member's iAccess account accepted (subject to conditions)
As a specialist investment portfolio service offered through the North Online platform, ipac iAccess is designed for individuals looking for flexibility and choice in their superannuation.ipac iAccess Personal Super provides members with access to over 270 Diversified and Single-Sector investment strategies, as well as Single Manager options. Access to Direct Shares, ETFs, LICs and Term Deposits is also provided. The ipac Pathways 70 investment option has outperformed the SuperRatings Index over the 5 years to 30 June 2017. Fees for this product are higher than the industry average across all account balances assessed. However, a tiered administration fee scale provides discounts for members with large account balances, while a management cost rebate of up to 0.495% pa is also available to members investing in Pathway strategies. Further savings can be obtained through family fee aggregation. No exit fees or switching fees are charged, although changing investment options may incur transaction costs. A comprehensive insurance offering is provided through the AMP Elevate Insurance. Members can apply for unlimited Death only cover and up to $5 milllion of Death & TPD cover. Both short-term and long-term Income Protection insurance is offered with a variety of waiting periods ranging from 14 to 730 days. As insurance is individually priced, our ratings are indicative only.Members are required an initial investment of at least $10,000 for Pathways and Strategic Service options, and $20,000 for Investor Choice strategies.

Fees & fund features

Admin fee
Admin fee
$0
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
1.31%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Admin fee
Admin fee
$0
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
1.31%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment allocation
Investment option performance
+ View additional option performance information
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