Term deposit accounts are a great way of saving for a goal without the temptation of touching your money. In Australia, most financial institutions that offer term deposit accounts have a variety of options where you can choose from as little as one month (short term deposit) to as long as five years (long term deposit). Financial institutions want your cash and usually provide a better incentive for longer term deposit accounts through higher interest rates. But this is not necessarily the case which is why ita??s so important to compare term deposit accounts online to find the one that best suits you. The table below displays today's best interest rates for 90 day term deposits.