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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Term Deposits from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all providers, for further details refer to our FSCG. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Term Deposit, you will deal directly with a financial institution, and not with RateCity.

First Option CU

Regular Income Term Deps

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First Option Credit Union was established to service the financial demands of employees working in the Gaming, Leisure and Industrial industries. Profits made by the co-operative are reallocated to improving the products, services and interest rates offered by the credit union in order to benefit its members. This enables First Option CU to offer sufficiently lower interest rates on their term deposits and credit card products.

Product Details

Minimum term for this product is 6 months
Company
First Option CU
Nominal Rate
4.4%
Effective Rate
4.49%
Payment Frequency
Monthly
Maturity Alert
Mail
Partial Withdrawal Penalty
No
Compounding Interest
No
Updating your preferences

Product Features

Automatic rollover y

Whether your term deposit account will automatically roll over to a new account with the same term once it reaches maturity if you do not instruct otherwise

Partial withdrawal n

Partial withdrawal permitted: If this account allows customers to partially redraw on their account without being penalized.

Int paid via other institution y

Whether the interest dividend can be paid into an account held with another financial instituion

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Balance
Month
Amount Invested
$50000
Interest Earned
$50000
Months Elapsed
The graph above displays total estimated interest earned based on the requested deposit frequency and parameters entered.
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