RateCity provides term deposit news and features, including weekly stories and industry updates. Make sure you read term deposit news and features regularly to keep up to date with the latest financial and economic issues, so that you can make the best decisions when it comes to selecting your term deposit. Before you start your search for the right term deposit, arm yourself with term deposit news, features and information at RateCity.
| Company | Product | Rate % | Apply |
|---|---|---|---|
 | Term Deposits | 5.70 |  |
 | Term Deposit | 5.66 | |
 | Term Deposit | 5.61 | |
 | Standard Term Deposits | 5.55 | |
 | Term Deposit | 5.45 | |
| Company | Product | Rate % | Apply |
|---|---|---|---|
 | Term Deposit | 6.50 | |
 | Term Deposits | 6.50 | |
| Standard Term Deposits | 6.30 | |
| Term Deposits | 6.25 | |
| Term Deposit | 6.20 | |
Term Deposit News & Features |
31st August 2010
Don't risk your term deposit investment
In Australia, Datamonitor recorded that less than one in 20 out of 2100 people surveyed changed their bank in the past year. This means that the 19 out of 20 that don't switch accounts could be missing...
25th August 2010
Long-term investors, get more for your bang
According to data from RateCity, more people have been opening savings accounts than term deposits in July. The data showed that while the number of applications for term deposits for July has increased...
18th August 2010
Bank on your own future with a self-managed super fund
Take control of your superannuation fund with an easy investment option. We all know that superannuation is the process of investing for our retirement. However, most of us don\\\\\\'t give our super a...
11th August 2010
Make your investments climb using the laddering system
Laddering is not only something that happens to women's stockings, it is also used to define a type of investment strategy that investors use with term deposits. Basically, laddering is a way of assembling...
13th July 2010
Term deposits hitting above last year's levels
RateCity investigates the effects that a hold on the cash rate may have on term deposits and how you can get the most out of your investment.
9th July 2010
Investors take note: term deposits are the new black
With the slowdown of activity by investors, RateCity investigates how term deposits are heating up for the cashed up. Many investors enter the property market because it can be straight forward and less...
7th July 2010
Spend more, save now: Secrets to scoring big at Christmas
Want to grow your money before Christmas to help make your gift shopping a little easier? RateCity has some handy tips to make sure you're prepared for this year's spending rush.
30th June 2010
Ditch the major banks and earn 1.2 percent more
If you are in the market for a term deposit, RateCity shows you how comparing the smaller lenders can really pay off on your investment return.
12th April 2010
Five ways to save more with a term deposit
If you have some spare cash lying around, why not open up a term deposit account? RateCity shows you how to get the most of your money with a term deposit.
12th April 2010
Bigger gap means more money to save with a term deposit
New research by RateCity shows the widening gap between term deposits rates. We look into what this means for investors and how you can get more for your dollar.
24th March 2010
How to escape the 'renew' effect with your term deposit
Term deposits and what to be aware of when your investment reaches maturity. Most of us want to get more for our money, and term deposits are fast becoming a popular short-term option for investors to...
24th March 2010
Its about Term: Make fixed term investments work for you
Do you want to access self control and afford the bigger and better things in life? Term deposits are a great way to earn a passive income. They offer a fixed rate of interest for a fixed time period which...
8th September 2009
Savings Survival: Investing in term deposits
How long would you survive on your current savings without an income? For anyone with savings around $1,000 or more, there are endless possibilities with short and long timeframes for term deposits.
21st August 2009
Is now the time to fix your cash investments?
Although sentiment in global financial markets is gradually improving, recent uncertainty has led investors to look for opportunities beyond property and stocks. To achieve this, many investors have allocated...
27th July 2009
Social savings - Fun for your money's worth
27th July 2009
Savings Secrets: is it really worth the wait?
8th July 2009
Make the most of a term deposit
15th October 2008
Time to think: How will lower interest rates affect your savings?
25th June 2008
Term deposits herald interest rate tumble?
22nd April 2008
Interest Rates Up? Time To Cash In
19th October 2007
Beating the Cash Rates
Hints & Tips
Make sense of it all with these Term Deposit hints & tips.
Things to think about when choosing a term deposit
- Plan your cash flows to ensure you dont over commit to a Term Deposit time and have to break the Term Deposit
- Shop around for the best rate, you dont always have to stay with your main institution
- Be wary of the high returns offered by debentures. These are not always as secure.
- Don't be afraid to negotiate with banks for the best rates
- Put on your diary the the "release" date of your term deposit. Most institutions have one week renewal/ withdrawal period. Past through this period, your investment may be automatically rolled over for another term.