RateCity provides term deposit news and features, including weekly stories and industry updates. Make sure you read term deposit news and features regularly to keep up to date with the latest financial and economic issues, so that you can make the best decisions when it comes to selecting your term deposit. Before you start your search for the right term deposit, arm yourself with term deposit news, features and information at RateCity.
| Company | Product | Rate % | Apply |
|---|---|---|---|
 | Term Deposit | 5.50 |  |
 | Term Deposits | 5.40 | |
 | Term Deposits | 5.30 | |
 | Term Deposits | 5.30 | |
 | Term Deposit | 5.26 | |
| Company | Product | Rate % | Apply |
|---|---|---|---|
 | Term Deposits | 6.50 | |
 | Term Deposit | 6.50 | |
| Term Deposit Special | 6.36 | |
 | Term Deposits | 6.30 | |
 | Term Deposit | 6.30 | |
Term Deposit News & Features
8th September 2009
Savings Survival: Investing in term deposits
How long would you survive on your current savings without an income? For anyone with savings around $1,000 or more, there are endless possibilities with short and long timeframes for term deposits.
21st August 2009
Is now the time to fix your cash investments?
Although sentiment in global financial markets is gradually improving, recent uncertainty has led investors to look for opportunities beyond property and stocks. To achieve this, many investors have allocated...
27th July 2009
Social savings - Fun for your money’s worth
27th July 2009
Savings Secrets: is it really worth the wait?
8th July 2009
Make the most of a term deposit
15th October 2008
Time to think: How will lower interest rates affect your savings?
25th June 2008
Term deposits herald interest rate tumble?
22nd April 2008
Interest Rates Up? Time To Cash In
19th October 2007
Beating the Cash Rates
Hints & Tips
Make sense of it all with these Term Deposit hints & tips.
Things to think about when choosing a term deposit
- Plan your cash flows to ensure you dont over commit to a Term Deposit time and have to break the Term Deposit
- Shop around for the best rate, you dont always have to stay with your main institution
- Be wary of the high returns offered by debentures. These are not always as secure.
- Don't be afraid to negotiate with banks for the best rates
- Put on your diary the the "release" date of your term deposit. Most institutions have one week renewal/ withdrawal period. Past through this period, your investment may be automatically rolled over for another term.