RateCity.com.au
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  4. Access Advantage

Access Advantage

  • App banking
  • Online banking
  • Overseas ATM facilities
  • Visa debit card

Monthly fee

$5*

Maximum interest rate

0.02%

Access Advantage

  • App banking
  • Online banking
  • Overseas ATM facilities
  • Visa debit card

Monthly fee

$5*

Maximum interest rate

0.02%

RateCity says

"Enjoy access to hundreds of branches across Australia with this everyday bank account. Tech-savvy customers rejoice as Apple Pay, Google Pay and Samsung Pay are available."

Pros and Cons

For Access Advantage

Benefits

  • Linked Visa debit card
  • App banking available
  • Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay available
  • Send money using PayID

Drawbacks

  • Must deposit at least $2000 into your account each month
  • $5 Overseas ATM Withdrawal Fee
  • 3% fees apply for overseas transactions

ANZ Rate Bank Account overview

For Access Advantage

Account details

Minimum opening amount

$0

Min. age restrictions

12 years old

Minimum balance

Max. age restrictions

N/A

Interest calculation frequency

Daily

Interest payment frequency

Monthly

Features

Linked account

Send money using PayID

Joint application available

Free international account transfer

Foreign currency

Target Market Determination

Visit ANZ Banking Group Limited to view Target Market Determination.

Methods of access

Internet banking

ATM access

Phone banking

EFTPOS facility

Branch access

Cheque services

App

App only

Fee details

Monthly fee

$5*

Min. deposit for fee free

$2k

ATM & EFTPOS fees

ATM withdrawal fee

$0

Other bank ATM withdrawal fee

Daily ATM withdrawal limit

$1,000

EFTPOS fee

$0

Overseas fees

Overseas ATM withdrawal fee

$5

Overseas eftpos fee

Foreign transaction fee

3%

Other transaction fees

Phone transaction fee

$0

Internet transaction fee

$0

Counter withdrawal fee

$0

Free counter transactions

Counter deposit fee

$0

Cheque fee

$0

Cheque dishonour fee

$6

Electronic wallet service

Apple pay available

Google pay available

Samsung pay available

FAQs