First Option Credit Union

100% Mortgage Offset

First Option Credit Union has provided banking and financial services since 1965. Their long-term success has been built on serving employees (and their families) at some of Australia’s best known and most innovative companies. These days, anyone can join First Option. Their profits go back into the business to benefit members, resulting in competitive rates and lower fees. They offer all the products and services of the big banks, while providing personal service that will make you feel special.

Company First Option Credit Union
Average Fees Electronic Transactor
Average Fees High Transactor
Average Fees Low Transactor
Monthly Account Fees $0
Free Transaction Allocation 9
Base Rebate N/A
ATM Withdrawal Fee $2
Advertised Rate 0.00%
Minimum Deposit $1
EFTPOS Transaction Fee $2
Cheque Deposit Fee $0
Star Rating Electronic Transactor Not Rated
Star Rating High Transactor Not Rated
Star Rating Low Transactor Not Rated

Product Features

A debit card allows you to purchase items on credit once you have spent the funds in your transaction account.
Does this account allow transactions via an ATM?
Does this account allow transactions via an EFTPOS facility?
Whether this account offers a facility to pay bills using Bpay?
If this account allows transactions online
Whether this account offers access to telephone banking
Whether a cheque book is offered with this account
If this account allows you to process transactions at a branch
If this account allows you to directly deposit your salary

Average fees based on a scenario averaging 25 transactions per month through electronic methods such as ATM, phone and internet.

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