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  4. Day to Day Account

Day to Day Account

  • App banking
  • Online banking
  • Overseas ATM facilities
  • Visa debit card

Monthly fee

$0

Maximum interest rate

Day to Day Account

  • App banking
  • Online banking
  • Overseas ATM facilities
  • Visa debit card

Monthly fee

$0

Maximum interest rate

Pros and Cons

For Day to Day Account

Benefits

  • $0 account keeping fee
  • Linked Visa debit card
  • App banking available
  • Apple Pay, Google Pay available
  • Send money using PayID

Drawbacks

  • $4.5 Overseas ATM Withdrawal Fee
  • 3% fees apply for overseas transactions

HSBC Rate Bank Account overview

For Day to Day Account

Account details

Minimum opening amount

$0

Min. age restrictions

16 years old

Minimum balance

Max. age restrictions

N/A

Interest calculation frequency

N/A

Interest payment frequency

N/A

Features

Linked account

Send money using PayID

Joint application available

Free international account transfer

Foreign currency

Target Market Determination

Visit HSBC Bank Australia Limited to view Target Market Determination.

Methods of access

Internet banking

ATM access

Phone banking

EFTPOS facility

Branch access

Cheque services

App

App only

Fee details

Monthly fee

$0

Min. deposit for fee free

N/A

ATM & EFTPOS fees

ATM withdrawal fee

$0

Other bank ATM withdrawal fee

Daily ATM withdrawal limit

$2,000

EFTPOS fee

$0

Overseas fees

Overseas ATM withdrawal fee

$4.5

Overseas eftpos fee

Foreign transaction fee

3%

Other transaction fees

Phone transaction fee

$0

Internet transaction fee

$0

Counter withdrawal fee

$5

Free counter transactions

Counter deposit fee

$0

Cheque fee

$0

Cheque dishonour fee

$40

Electronic wallet service

Apple pay available

Google pay available

Samsung pay available

FAQs