Important disclosure

ING

Orange Everyday

Real Time Rating™

  • App banking
  • Online banking
  • Overseas ATM facilities
  • Visa debit card

Cashback

Receive 1% cashback on eligible bill payments, rebates on the first 5 fee incurring domestic and international ATM withdrawals and unlimited rebates on the ING international transaction fee. T&Cs apply.

1% cashback on eligible utility bill payments via BPAY or direct debit (up to $100 per financial year). Rebates on the ATM fees for the first 5 fee incurring ATM withdrawals (domestic and international) on the account. Unlimited rebates on the ING international transaction fee. Customers must deposit $1,000 from an external source and make 5+ settled card purchases in a month to be eligible for the benefits the following month.

Maximum Interest rate

RateCity says

“An award-winning everyday transaction account with no monthly fees, no overseas ATM fees, and no currency conversion fees for foreign transactions.”

Real Time Rating™
Tags
  • App banking
  • Online banking
  • Overseas ATM facilities
  • Visa debit card
Maximum Interest rate

Pros and cons

For Orange Everyday

Benefits

  • Get 1% cashback on eligible gas, electricity and water bill payments made from your Orange Everyday account using BPAY or Direct Debit. T&Cs apply.
  • $0 account keeping fee
  • Linked Visa debit card
  • App banking available
  • Apple Pay, Google Pay available
  • No overseas ATM withdrawal fee charged by ING
  • Send money using PayID

Drawbacks

  • $5 Overseas ATM Withdrawal Fee
  • 3% fees apply for overseas transactions

ING Rate Bank account overview

For Orange Everyday

Features

Send money using PayID

Joint application available

Foreign Currency

Target Market Determination

Visit ING to view Target Market Determination.

Methods of Access

Internet Banking

ATM access

Phone Banking

EFTPOS Facility

Branch Access

Cheque services

App

App only

Fee Details

Min. deposit for fee free

N/A

ATM & EFTPOS Fees

ATM withdrawal fee

$0

Other bank ATM withdrawal fee

Meet the monthly eligibility criteria and the first 5 times you’re charged fees to withdraw cash at an ATM each month per account, we'll rebate it including the ATM operator fee. The following monthly eligibility criteria needs to be met: deposit at least $1,000 from an external source to any personal ING account in your name (excluding Living Super, Personal Loans and Orange One), make 5 or more settled (not pending) eligible ING card purchases. When the criteria is met in a calendar month, the benefits will apply in the next calendar month. Excludes international ATMs.

Daily ATM withdrawal limit

$2,200

EFTPOS Fee

$0

Overseas fees

Overseas ATM withdrawal fee

$5

Overseas eftpos fee

Foreign transaction fee

3%

Other transaction fees

Phone transaction fee

$0

Internet transaction fee

$0

Counter withdrawal fee

Free counter transactions

Counter deposit fee

Cheque fee

$0

Cheque dishonour fee

$0

Electronic Wallet Service

Specials
  • Cashback Receive 1% cashback on eligible bill payments, rebates on the first 5 fee incurring domestic and international ATM withdrawals and unlimited rebates on the ING international transaction fee. T&Cs apply.
    1% cashback on eligible utility bill payments via BPAY or direct debit (up to $100 per financial year). Rebates on the ATM fees for the first 5 fee incurring ATM withdrawals (domestic and international) on the account. Unlimited rebates on the ING international transaction fee. Customers must deposit $1,000 from an external source and make 5+ settled card purchases in a month to be eligible for the benefits the following month.

How to apply

If you'd like to apply for this product or just get more information, follow the application process on ING.

FAQs

How do I transfer money from Paypal to my bank account?

Transferring cash from Paypal into your bank account is simple…if you have a Paypal account that is.

Once you’re logged into your Paypal account, the account balance will appear on your home page. Below your balance are two options:

  • Add money
  • Withdraw money

Choose option two if you want to transfer money from your Paypal account to your personal bank account.

The next screen will prompt you to either enter new bank account details or choose a bank account that’s connected to Paypal. You can always add more bank accounts to your Paypal profile.

Another way to transfer out of Paypal is by jumping to the wallet tab on the top menu, and clicking ‘transfer money’. Both options will give you the same result.