Important disclosure
Orange Everyday
Cashback
Receive 1% cashback on eligible bill payments, rebates on the first 5 fee incurring domestic and international ATM withdrawals and unlimited rebates on the ING international transaction fee. T&Cs apply.1% cashback on eligible utility bill payments via BPAY or direct debit (up to $100 per financial year). Rebates on the ATM fees for the first 5 fee incurring ATM withdrawals (domestic and international) on the account. Unlimited rebates on the ING international transaction fee. Customers must deposit $1,000 from an external source and make 5+ settled card purchases in a month to be eligible for the benefits the following month.
Account Keeping Fees
$0
Maximum Interest rate
RateCity says
“An award-winning everyday transaction account with no monthly fees, no overseas ATM fees, and no currency conversion fees for foreign transactions.”
Pros and cons
For Orange Everyday
Benefits
- Get 1% cashback on eligible gas, electricity and water bill payments made from your Orange Everyday account using BPAY or Direct Debit. T&Cs apply.
- $0 account keeping fee
- Linked Visa debit card
- App banking available
- Apple Pay, Google Pay available
- No overseas ATM withdrawal fee charged by ING
- Send money using PayID
Drawbacks
- $5 Overseas ATM Withdrawal Fee
- 3% fees apply for overseas transactions
ING Rate Bank account overview
For Orange Everyday
Account Details
Minimum opening amount $0 | Min. age restrictions 18 years old |
Minimum balance | Max. age restrictions N/A |
Interest Calculation Frequency N/A | Interest payment frequency N/A |
Features
Linked Account | Send money using PayID |
Joint application available | Free International Account Transfer |
Foreign Currency | Target Market Determination Visit ING to view Target Market Determination. |
Methods of Access
Internet Banking | ATM access |
Phone Banking | EFTPOS Facility |
Branch Access | Cheque services |
App | App only |
Fee Details
Account Keeping Fees $0 | Min. deposit for fee free N/A |
ATM & EFTPOS Fees
ATM withdrawal fee $0 | Other bank ATM withdrawal fee Meet the monthly eligibility criteria and the first 5 times you’re charged fees to withdraw cash at an ATM each month per account, we'll rebate it including the ATM operator fee. The following monthly eligibility criteria needs to be met: deposit at least $1,000 from an external source to any personal ING account in your name (excluding Living Super, Personal Loans and Orange One), make 5 or more settled (not pending) eligible ING card purchases. When the criteria is met in a calendar month, the benefits will apply in the next calendar month. Excludes international ATMs. |
Daily ATM withdrawal limit $2,200 | EFTPOS Fee $0 |
Overseas fees
Overseas ATM withdrawal fee $5 | Overseas eftpos fee |
Foreign transaction fee 3% |
Other transaction fees
Phone transaction fee $0 | Internet transaction fee $0 |
Counter withdrawal fee | Free counter transactions |
Counter deposit fee | Cheque fee $0 |
Cheque dishonour fee $0 |
Electronic Wallet Service
- Cashback Receive 1% cashback on eligible bill payments, rebates on the first 5 fee incurring domestic and international ATM withdrawals and unlimited rebates on the ING international transaction fee. T&Cs apply.1% cashback on eligible utility bill payments via BPAY or direct debit (up to $100 per financial year). Rebates on the ATM fees for the first 5 fee incurring ATM withdrawals (domestic and international) on the account. Unlimited rebates on the ING international transaction fee. Customers must deposit $1,000 from an external source and make 5+ settled card purchases in a month to be eligible for the benefits the following month.
How to apply
If you'd like to apply for this product or just get more information, follow the application process on ING.
FAQs
How do I transfer money from Paypal to my bank account?
Transferring cash from Paypal into your bank account is simple…if you have a Paypal account that is.
Once you’re logged into your Paypal account, the account balance will appear on your home page. Below your balance are two options:
- Add money
- Withdraw money
Choose option two if you want to transfer money from your Paypal account to your personal bank account.
The next screen will prompt you to either enter new bank account details or choose a bank account that’s connected to Paypal. You can always add more bank accounts to your Paypal profile.
Another way to transfer out of Paypal is by jumping to the wallet tab on the top menu, and clicking ‘transfer money’. Both options will give you the same result.