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- RAMS
- Action
Action
- App banking
- Online banking
Monthly fee
$0
Maximum interest rate
0.01%
Action
- App banking
- Online banking
Monthly fee
$0
Maximum interest rate
0.01%
Pros and Cons
For Action
Benefits
- $0 account keeping fee
- App banking available
- 0.01% interest applies
- No overseas ATM withdrawal fee charged by RAMS
Drawbacks
RAMS Rate Bank Account overview
For Action
Account details
Minimum opening amount
$0
Min. age restrictions
18 years old
Minimum balance
Max. age restrictions
N/A
Interest calculation frequency
Interest payment frequency
Features
Linked account
Send money using PayID
Joint application available
Free international account transfer
Foreign currency
Target Market Determination
Visit RAMS to view Target Market Determination.
Methods of access
Internet banking
ATM access
Phone banking
EFTPOS facility
Branch access
Cheque services
App
App only
Fee details
Monthly fee
$0
Min. deposit for fee free
N/A
ATM & EFTPOS fees
ATM withdrawal fee
$0
Other bank ATM withdrawal fee
Daily ATM withdrawal limit
$1,000
EFTPOS fee
$0
Overseas fees
Overseas ATM withdrawal fee
$0
Overseas eftpos fee
Foreign transaction fee
0%
Other transaction fees
Phone transaction fee
Internet transaction fee
$0
Counter withdrawal fee
Free counter transactions
Counter deposit fee
Cheque fee
$0
Cheque dishonour fee
$0
