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  4. Budget Account S2

Budget Account S2

  • App banking
  • Online banking
  • Overseas ATM facilities

Monthly fee

$0

Maximum interest rate

0.05%

Budget Account S2

  • App banking
  • Online banking
  • Overseas ATM facilities

Monthly fee

$0

Maximum interest rate

0.05%

Pros and Cons

For Budget Account S2

Benefits

  • $0 account keeping fee
  • App banking available
  • Apple Pay, Google Pay available
  • 0.05% interest applies
  • Send money using PayID

Drawbacks

  • $2.5 Overseas ATM Withdrawal Fee
  • 3% fees apply for overseas transactions

Bank First Rate Bank Account overview

For Budget Account S2

Account details

Minimum opening amount

$0

Min. age restrictions

N/A

Minimum balance

Max. age restrictions

N/A

Interest calculation frequency

Daily

Interest payment frequency

Quarterly

Features

Linked account

Send money using PayID

Joint application available

Free international account transfer

Foreign currency

Target Market Determination

Visit Bank First - Victoria Teachers Limited to view Target Market Determination.

Methods of access

Internet banking

ATM access

Phone banking

EFTPOS facility

Branch access

Cheque services

App

App only

Fee details

Monthly fee

$0

Min. deposit for fee free

N/A

ATM & EFTPOS fees

ATM withdrawal fee

Other bank ATM withdrawal fee

ATM withdrawal fees waived for CBA, Westpac, NAB and ANZ

Daily ATM withdrawal limit

$1,020

EFTPOS fee

Overseas fees

Overseas ATM withdrawal fee

$2.5

Overseas eftpos fee

Foreign transaction fee

3%

Other transaction fees

Phone transaction fee

$0

Internet transaction fee

$0

Counter withdrawal fee

$2.5

Free counter transactions

Counter deposit fee

$0

Cheque fee

Cheque dishonour fee

Electronic wallet service

Apple pay available

Google pay available

Samsung pay available

FAQs