RateCity.com.au
  1. Home
  2. Bank Accounts
  3. Westpac
  4. Choice - Full-Time Tertiary Student

Choice - Full-Time Tertiary Student

  • App banking
  • Online banking
  • Overseas ATM facilities
  • MasterCard debit card

Monthly fee

$0

Maximum interest rate

Choice - Full-Time Tertiary Student

  • App banking
  • Online banking
  • Overseas ATM facilities
  • MasterCard debit card

Monthly fee

$0

Maximum interest rate

Pros and Cons

For Choice - Full-Time Tertiary Student

Benefits

  • Pay no Account-Keeping Fee for as long as you’re under 30 or a fulltime student.
  • $0 account keeping fee
  • App banking available
  • Google Pay, Samsung Pay, Apple Pay, Fitbit Pay, Garmin Pay, Digital Card available
  • Send money using PayID

Drawbacks

  • $5 Overseas ATM Withdrawal Fee
  • 3% fees apply for overseas transactions

Westpac Rate Bank Account overview

For Choice - Full-Time Tertiary Student

Account details

Minimum opening amount

$0

Min. age restrictions

N/A

Minimum balance

Max. age restrictions

N/A

Interest calculation frequency

N/A

Interest payment frequency

N/A

Features

Linked account

Send money using PayID

Joint application available

Free international account transfer

Foreign currency

Target Market Determination

Visit Westpac Banking Corporation Ltd to view Target Market Determination.

Methods of access

Internet banking

ATM access

Phone banking

EFTPOS facility

Branch access

Cheque services

App

App only

Fee details

Monthly fee

$0

Min. deposit for fee free

N/A

ATM & EFTPOS fees

ATM withdrawal fee

$0

Other bank ATM withdrawal fee

ATM operator fee will not be charged at Global ATM Alliance and Westpac Group partner ATM's.

Daily ATM withdrawal limit

$1,000

EFTPOS fee

$0

Overseas fees

Overseas ATM withdrawal fee

$5

Overseas eftpos fee

Foreign transaction fee

3%

Other transaction fees

Phone transaction fee

$0

Internet transaction fee

$0

Counter withdrawal fee

$0

Free counter transactions

Counter deposit fee

$0

Cheque fee

$0

Cheque dishonour fee

$0

Electronic wallet service

Apple pay available

Google pay available

Samsung pay available

FAQs