Does home insurance cover tree root damage?

Home insurance policies do not often specifically cover you for tree root damage. Instead, if your home is insured, your policy may include coverage for tree damage contingent on it being caused by a storm, or other event covered by insurance - even if the tree is not on your property.

Do you need flood insurance?

If you have home and contents insurance, your policy may include flood insurance as standard. But flood insurance coverage is not mandatory. After the 2011 Queensland floods, the federal government pushed for flood insurance to become compulsory for insurance policies to cover, but this was not approved.

Insurance claims worst case: what to do when your claim is rejected or taking too long

If your home insurance claim has been delayed or denied, you can ask for support from the insurer, or lodge a complaint. As a last resort, you could consider taking your dispute to a tribunal, or even to court.

What you should know about the cost of house insurance

Your home insurance policy should fit your budget, but also offer the best possible coverage. Generally, the more cover your policy offers, the more the premiums may cost. It is important to understand what you're paying for when comparing home and contents insurance options.

Big banks vs small banks for mortgages

Choosing your mortgage provider can sometimes involve as much research as locating your ideal property. After all, you wouldn’t purchase the first property you saw without looking inside, so why would you treat your mortgage this way?

Does your credit score directly relate to how much money you can take out?

If you’re applying for credit products you may be wondering how much your credit score comes into play. But did you know your credit score may impact the amount of money you’re approved for?

Worst suburbs for shopping centre car park collisions: Are you insured for the holiday season?

Discover the most at-risk times of day, and suburbs for shopping centre car park collisions. It is a timely reminder to take time this silly season to ensure that your car insurance policy is the best fit for you. 

Can foreigners buy property in Australia? Everything you need to know

Yes, foreign residents can buy property in Australia. However, there are generally more hoops to jump through than if you were a citizen or permanent resident looking to buy.

Credit card vs personal loan: which is better?

Choosing between a personal loan and a credit card can be a tough financial decision. Let’s explore whether a credit card or a personal loan may be better for your specific financial goals. 

International fintech Revolut offering personal loans: How they top the big banks

Revolut has brought its competitive personal loan offerings across the world to the Australian market. It’s a timely reminder that comparing lenders outside of the big four banks could save you significantly in interest repayments.