Search and compare with confidence
Compare interest rates, fees, and features across 250+ lenders and brands.
Why compare at RateCity?
Our goal is to help you make a better future through smart financial decisions.
Thousands of products checked daily
Trusted by millions of Australians since 2006
Curated content written by a team of personal finance experts
"With cost-of-living pressures soaring across the board, now's the time to be smarter with your money."
Exclusive to RateCity
Let us point you in the right direction.
Real Time Ratings™
The up-to-date financial product rating system that rates & ranks financial products daily.
RateCity App
It’s free. And it only takes 60 seconds to get your Equifax credit score.
Smart Search
A search that helps you quickly find & compare more suitable products.
Latest news
Home Loans
14/05/24 . 3 min read
Where can you find rate relief? Some of the top-rated home loans in May 2024
With the Reserve Bank of Australia (RBA) keeping the cash rate on hold in May 2024, and economists from some big banks pushing back their rate cut forecasts, Australians wanting cost of living relief may need to give themselves a rate cut. Comparing home loans options before your switch can give you a better idea of which options may be best for your financial situations and personal goals.
Mark Bristow
Personal Finance Editor
Some of the top-rated personal loans in May 2024
Saving for a rainy day? Some of the top-rated savings accounts in May 2024
Where can Australians put their record-level savings? Some of the top-rated term deposits in May 2024
Sound the alarm: credit card debt rises for the 4th month in a row
Brands we compare
Financial calculators
Browse promoted products
Variable Rate Home Loan LVR < 80%
Real Time Rating™
- 2024 Award Winner
- Special
- Owner Occupied
- Variable
Interest rate p.a.
5.99%
Comparison rate* p.a.
5.90%
Australian Credit Licence 234945
Fees & charges apply
Express Home Loan
Real Time Rating™
- Special
- Owner Occupied
- Variable
- 10% min deposit
Interest rate p.a.
6.01%
Comparison rate* p.a.
6.14%
Australian Credit Licence 237879
Fees & charges apply
AMP Bank Professional Package Home Loan (Principal and Interest) ($500k+)
Real Time Rating™
- Owner Occupied
- Variable
- 40% min deposit
- P&I
Interest rate p.a.
6.19%
Comparison rate* p.a.
6.54%
Australian Credit Licence 234517
Fees & charges apply
Basic Home Loan
Real Time Rating™
- Cashback
- Owner Occupied
- Variable
- 20% min deposit
Interest rate p.a.
6.29%
Comparison rate* p.a.
6.30%
Australian Credit Licence 233714
Fees & charges apply
Product data updated on 20 May 2024