Great financial decisions start here

RateCity lets you make smarter financial decisions that suit your lifestyle and budget. We compare thousands of home loans, credit cards and other financial options so you can save time and money.

Today's Interest Rates

Product

Available

Rates

From 3.39%

From 4.24%

From 4.79%

From 8.99%

Up to 3.00%

Up to 2.60%

Compare on RateCity

Today's Products

Variable Rate Home Loan (Principal and Interest) (Amounts < $750k, LVR 70%-80%)

Home Loans

4.69 / 5

3.54%

3.58%

Extra low interest rate for refinancers
No ongoing fees
100% full offset account
Extra repayments + redraw services

More Info Enquire Now

Basic Home Loan Special (LVR < 80%)

Home Loans

4.42 / 5

3.65%

3.66%

Extra low interest rate for refinancers
No upfront or ongoing fees
Parents can sign as guarantor
Extra repayments + redraw services

More Info View Now

Low Rate Home Loan with Offset (Principal and Interest) (LVR < 80%)

Home Loans

4.66 / 5

3.64%

3.67%

Extra low interest rate for refinancers
No ongoing fees
100% full offset account
Extra repayments + redraw services

More Info View Now

Budget Home Loan Special (Principal and Interest) (NSW and ACT only)

Home Loans

4.48 / 5

3.69%

3.69%

Extra low interest rate for refinancers
No upfront or ongoing fees
Extra repayments + redraw services
Free redraw facility

More Info Enquire Now

Unsecured Personal Loan (Excellent Credit) (5 Year Term)

Personal Loans

Advertised Rate from

Comparison Rate*

6.99%

7.69%

Features a low rate
No early exit penalty
Can apply online

More Info View Now

Secured Personal Loan (Car < 2 Years)

Personal Loans

Advertised Rate

Comparison Rate*

7.99%

8.97%

Features a low rate
No early exit penalty
Can apply online
Can apply in branch

More Info View Now

Unsecured Personal Loan – Diamond (Excellent Credit)

Personal Loans

Advertised Rate

Comparison Rate*

8.50%

9.36%

No ongoing fees
No early exit penalty
Can apply online
Suitable for both new or used car

More Info View Now

Excellent Credit Personal Loan - Fixed Repayments (Unsecured)

Personal Loans

Advertised Rate from

Comparison Rate*

7.50%

8.79%

Features a low rate
No ongoing fees
No early exit penalty
Can apply online

More Info View Now

Car Loan

Car Loans

Advertised Rate

Comparison Rate*

5.44%

5.99%

Features a low rate
No ongoing fees
Can apply online
Available for 457 visa holders

More Info View Now

New Car Loan

Car Loans

Advertised Rate

Comparison Rate*

5.99%

6.53%

Features a low rate
No ongoing fees
Can apply online
Can apply in branch

More Info View Now

New Vehicle Fast Loan Low Rate

Car Loans

Advertised Rate

Comparison Rate*

5.99%

6.53%

Features a low rate
No ongoing fees
Can apply online

More Info View Now

Car Loan

Car Loans

Advertised Rate from

Comparison Rate*

5.29%

6.56%

Features a low rate
No early exit penalty
Can apply online
Suitable for both new or used car

More Info View Now

Virgin Money Low Rate Card

Credit Cards

Purchase Rate

Interest Free Days

11.99%

More Info View Now

ME Bank Frank Credit Card

Credit Cards

Purchase Rate

Interest Free Days

11.99%

Free supplementary cards

More Info View Now

Bank of Melbourne Vertigo Platinum

Credit Cards

Purchase Rate

Interest Free Days

12.74%

Concierge
Extended warranty
Free domestic travel insurance
Free international travel insurance

More Info View Now

BankSA Vertigo Platinum

Credit Cards

Purchase Rate

Interest Free Days

12.74%

Concierge
Extended warranty
Free domestic travel insurance
Free international travel insurance

More Info View Now

Saver Account

Savings Accounts

Maximum rate*

Base rate

2.55%

Intro 4 months then 2.10%

2.10%

Has no ongoing fees

More Info View Now

Serious Saver Account

Savings Accounts

Maximum rate*

Base rate

3.00%

Intro 4 months then 1.60%

1.60%

*Make no withdrawals during the month

Has no ongoing fees

More Info View Now

Life

Savings Accounts

Maximum rate*

Base rate

2.30%

1.50%

*Make a deposit to the account each month and ensure your account balance is higher at the end than the beginning

Has branch access
Has no ongoing fees

More Info View Now

Bump Account

Savings Accounts

Maximum rate*

Base rate

2.30%

1.50%

*Make a deposit to the account, account balance is higher at the end than the beginning and account balance is above $0 at all times.

Has branch access
Has no ongoing fees

More Info View Now

Top Lenders

View All

View all popular banks

Top Calculators

View All

Top Pick Mortgage Repayments

Home Loans

Calculate what your repayments could be on your home loan.

Calculate Now

Car Loan Repayments

Car Loans

Calculate what your repayments could be on your car loan.

Calculate Now

How Much Can I Borrow?

Home Loans

Calculate what you can borrow based on your current circumstances.

Calculate Now

Stamp Duty Calculator

Home Loans

Calculate how much tax you’ll need to pay upfront when you buy a property.

Calculate Now

Refinance Calculator

Home Loans

Calculate how much you can save per month by refinancing your home loan.

Calculate Now

Balance Transfer Calculator

Credit Cards

Calculate how much you could save with your credit card transfer.

Calculate Now

LMI Calculator

Home Loans

Calculate your Lender Mortgage Insurance on your loan.

Calculate Now

Personal Loan Repayments

Personal Loans

Calculate what your repayments could be on your personal loan.

Calculate Now

Learn with our guides

Home Loan Guide

Home loans have five key areas to consider: loan type, interest rate, fees, features and loan size.

View Guide

Car Loan Guide

New or used, big or small, here's what to consider when choosing a car loan.

View Guide

Personal
Loan Guide

Personal loans provide a way of achieving what you need now by paying it off in the future.

View Guide

Credit
Cards Guide

To find one of the best credit cards for your spending habits, it is essential to compare credit cards.

View Guide

Super-
annuation Guide

What to consider when choosing a superannuation fund.

View Guide

Home loan
consideration guide

This guide takes you through the factors you should consider before committing to a loan.

View Guide

Refinance Guide

Refinancing can help you save money, increase flexibility, consolidate debts and much more.

View Guide

Great financial decisions start here

Today's Interest Rates

Compare on RateCity

Today's Products

Variable Rate Home Loan (Principal and Interest) (Amounts < $750k, LVR 70%-80%)

Basic Home Loan Special (LVR < 80%)

Low Rate Home Loan with Offset (Principal and Interest) (LVR < 80%)

Budget Home Loan Special (Principal and Interest) (NSW and ACT only)

Top Lenders

Trending News

Subscribe to our newsletter

Top Calculators

Learn with our guides

Home Loan Guide

Car Loan Guide

PersonalLoan Guide

Credit Cards Guide

Super-annuation Guide

Home loan consideration guide

Refinance Guide

RateCity in the media

Interest free credit cards for Christmas - Today Extra

GIFT CARD TRAPS EXPOSED - A Current Affair

Online shopping from overseas sites just got cheaper - Nine News

Christmas credit card giveaways - Today Extra

200K income needed to avoid mortgage stress - 7 News

Personal
Loan Guide

Credit
Cards Guide

Super-
annuation Guide

Home loan
consideration guide