RateCity - Find Home Loans, Car & Personal Loans, Credit Cards + More

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Today's Products

Advantage Home Loan (PAYG Special)

Home Loans

3.54%

3.57%

Extra low interest rate for refinancers
No ongoing fees
Extra repayments + redraw services
Free redraw facility

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Owner Occupied Home Loan

Home Loans

3.54%

3.58%

Cashback$900 cashback after your settlement

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Live-in Variable

Home Loans

3.57%

3.58%

Extra low interest rate for refinancers
No upfront or ongoing fees
100% full offset account
Extra repayments + redraw services

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Owner Occupier Discounted Variable Rate

Home Loans

3.59%

3.59%

Special$0 Application fee

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Unsecured Personal Loan (Excellent Credit)

Personal Loans

Advertised Rate

From

Comparison Rate*

6.99%

7.69%

No early exit penalty
Can apply online

More Info Go to site

Personal Loan

Personal Loans

Advertised Rate

From

Comparison Rate*

7.88%

8.72%

No early exit penalty
Can apply online
Can apply in branch

More Info Go to site

Secured Personal Loan (Car < 2 Years)

Personal Loans

Advertised Rate

Comparison Rate*

7.99%

8.97%

No early exit penalty
Can apply online
Can apply in branch
Suitable for both new or used car

More Info Go to site

Excellent Credit Personal Loan - Fixed Repayments (Unsecured)

Personal Loans

Advertised Rate

From

Comparison Rate*

7.50%

7.92%

No ongoing fees
No early exit penalty
Can apply online

More Info Go to site

New Car Loan

Car Loans

Advertised Rate

Comparison Rate*

5.89%

6.24%

Features a low rate
No ongoing fees
No early exit penalty
Can apply online

More Info Go to site

New Car Loan

Car Loans

Advertised Rate

Comparison Rate*

5.99%

6.53%

Features a low rate
No ongoing fees
Can apply online
Can apply in branch

More Info Go to site

Car Loan

Car Loans

Advertised Rate

From

Comparison Rate*

5.29%

6.56%

Features a low rate
No early exit penalty
Can apply online
Suitable for both new or used car

More Info Go to site

Car Loan

Car Loans

Advertised Rate

From

Comparison Rate*

5.71%

6.57%

Features a low rate
No early exit penalty
Can apply online
Can apply in branch

More Info Go to site

Bendigo Bank Low Rate Mastercard

Credit Cards

Purchase Rate

Interest Free Days

11.99%

55

Free supplementary cards
Vip seating

More Info Go to site

Bendigo Bank Low Rate Platinum Mastercard

Credit Cards

Purchase Rate

Interest Free Days

11.99%

55

Free supplementary cards
Purchase protection
Price guarantee
Extended warranty

More Info Go to site

Virgin Money Low Rate Card

Credit Cards

Purchase Rate

Interest Free Days

11.99%

44

CashbackReceive 10% cashback (capped at $100 total) on spend in the first 3 months from card approval when you apply by 31 October 2018.

More Info Go to site

ANZ Low Rate

Credit Cards

Purchase Rate

Interest Free Days

12.49%

55

Balance Transfer0% p.a. on balance transfers for the first 15 months. No Balance Transfer Fee.

More Info Go to site

Saver Account

Savings Accounts

Maximum rate*

Base rate

2.55%

Intro 4 months then 2.10%

2.10%

Has no ongoing fees

More Info Go to site

Bett3r Save

Savings Accounts

Maximum rate*

Base rate

2.25%

1.50%

*Deposit $2000 into your linked Bett3r Pay account each month from an external source and get bonus interest on balances up to $100k

Has no ongoing fees

More Info Go to site

Serious Saver Account

Savings Accounts

Maximum rate*

Base rate

3.10%

Intro 4 months then 1.40%

1.40%

*Make no withdrawals during the month

Has branch access
Has no ongoing fees

More Info Go to site

Flexi Saver

Savings Accounts

Maximum rate*

Base rate

2.50%

1.25%

*Ensure that on the last business day of the month, your closing balance is at least $300 higher (excluding interest) than the opening balance on the first business day of that month

Has branch access
Has no ongoing fees

More Info Go to site

Top Lenders

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Top Calculators

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Top Pick Mortgage Repayments

Home Loans

Calculate what your repayments could be on your home loan.

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Car Loan Repayments

Car Loans

Calculate what your repayments could be on your car loan.

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How Much Can I Borrow?

Home Loans

Calculate what you can borrow based on your current circumstances.

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Stamp Duty Calculator

Home Loans

Calculate how much tax you’ll need to pay upfront when you buy a property.

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Refinance Calculator

Home Loans

Calculate how much you can save per month by refinancing your home loan.

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Balance Transfer Calculator

Credit Cards

Calculate how much you could save with your credit card transfer.

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LMI Calculator

Home Loans

Calculate your Lender Mortgage Insurance on your loan.

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Personal Loan Repayments

Personal Loans

Calculate what your repayments could be on your personal loan.

Calculate Now

Learn with our guides

Home Loan Guide

Home loans have five key areas to consider: loan type, interest rate, fees, features and loan size.

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Car Loan Guide

New or used, big or small, here's what to consider when choosing a car loan.

View Guide

Personal
Loan Guide

Personal loans provide a way of achieving what you need now by paying it off in the future.

View Guide

Credit
Cards Guide

To find one of the best credit cards for your spending habits, it is essential to compare credit cards.

View Guide

Super-
annuation Guide

What to consider when choosing a superannuation fund.

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Home loan
consideration guide

This guide takes you through the factors you should consider before committing to a loan.

View Guide

Refinance Guide

Refinancing can help you save money, increase flexibility, consolidate debts and much more.

View Guide

Great financial decisions start here

Today's Interest Rates

Compare on RateCity

Today's Products

Advantage Home Loan (PAYG Special)

Owner Occupied Home Loan

Live-in Variable

Owner Occupier Discounted Variable Rate

Unsecured Personal Loan (Excellent Credit)

Personal Loan

Secured Personal Loan (Car < 2 Years)

Excellent Credit Personal Loan - Fixed Repayments (Unsecured)

New Car Loan

New Car Loan

Car Loan

Car Loan

Bendigo Bank Low Rate Mastercard

Bendigo Bank Low Rate Platinum Mastercard

Virgin Money Low Rate Card

ANZ Low Rate

Saver Account

Bett3r Save

Serious Saver Account

Flexi Saver

Top Lenders

Top Calculators

Learn with our guides

Home Loan Guide

Car Loan Guide

Personal
Loan Guide

Credit
Cards Guide

Super-
annuation Guide

Home loan
consideration guide

Refinance Guide

Compare on RateCIty

Popular Products

Trending News

Learn with our Guides

Frequently Asked Questions

Top Calculators

Great financial decisions start here

Today's Interest Rates

Compare on RateCity

Today's Products

Advantage Home Loan (PAYG Special)

Owner Occupied Home Loan

Live-in Variable

Owner Occupier Discounted Variable Rate

Top Lenders

Trending News

Subscribe to our newsletter

Top Calculators

Learn with our guides

Home Loan Guide

Car Loan Guide

PersonalLoan Guide

Credit Cards Guide

Super-annuation Guide

Home loan consideration guide

Refinance Guide

RateCity in the media

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RateCity 2018 Business & Finance Scholarship Winner

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Personal
Loan Guide

Credit
Cards Guide

Super-
annuation Guide

Home loan
consideration guide