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Home Loans

Rates starting from 1.95%

365+

Personal Loans

Rates starting from 3.15%

200+

Car Loans

Rates starting from 2.99%

204+

Credit Cards

Rates starting from 7.49%

345+

Superannuation

Past 5-year return up to 6.62%

306+

Savings Accounts

Rates as high as up to 3.5%

142+

Term Deposits

Rates as high as up to 1.65%

153+

Bank Accounts

Rates as high as up to 1.5%

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Sally Tindall

RateCity Money Expert

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Top Popular Loans

Discounted Variable Rate (Owner Occupied Principal & Interest)

Real Time Rating™

Advertised Rate

Comparison Rate*

2.49%

Variable

2.49%

No upfront or ongoing fees
Extra repayments + redraw services
Free redraw facility
Repayments may decrease if RBA cuts rates

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Smart Booster Home Loan Discounted Variable - 1yr

Real Time Rating™

Advertised Rate

Comparison Rate*

1.99%

Intro 12 months

2.55%

special

1.99% variable rate for 12 months then 2.57% variable rate

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Home Value Home Loan (Principal and Interest)

Real Time Rating™

Advertised Rate

Comparison Rate*

2.65%

Variable

2.66%

special

Get a low variable interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online. Expiry date: 31/08/2020

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Star Classic Owner Occupied 1 Year Fixed Special

Real Time Rating™

Advertised Rate

Comparison Rate*

1.98%

Fixed - 1 year

2.51%

special

Limited time only for applications received by 30 September 2020 and settled 31 December 2020. Loan size up to $850k. Expiry date: 30/09/2020

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Latest News

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Home Loans

Athena offers automatic interest rate cuts to mortgage holders

Digital-only home loan lender Athena is dishing out automatic interest rate cuts to borrowers as they pay off bigger chunks of their mortgages.

Aug 12, 2020( 4 min read )

Home Loans

Mortgage stress affecting 40% of households, despite property market aflush with stimulus

Billions of dollars’ worth of government and bank support has failed to put a lid on mortgage stress, soaring to its highest level ever.

Aug 11, 2020( 4 min read )

Home Loans

Lenders slash mortgage rates while Australians top up offset accounts

Average home loan interest rates have declined by between 33 and 45 basis points over the last quarter, according to the Reserve Bank of Australia (RBA). While this has reportedly led more Australians to refinance their mortgages and top up their offset accounts, fewer new home loans have been recorded.

Aug 8, 2020( 4 min read )

Popular Lenders

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Cashback

special

Cashback

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RateCity in the media

01:38

Credit card debt lowest in 15 years - 10 News First

10 Aug 2020

02:25

Refinancing high as cash rate held again - 9 News

10 Aug 2020

01:42

Seniors forgotten victims of COVID - 7 News

10 Aug 2020

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