Search and compare with confidence
Compare interest rates, fees, and features across 250+ lenders and brands.
As seen & heard on
Why compare at RateCity?
Our goal is to help you make a better future through smart financial decisions.
Thousands of products checked daily
Trusted by millions of Australians since 2006
Curated content written by a team of personal finance experts
"With cost-of-living pressures soaring across the board, now's the time to be smarter with your money."
Exclusive to RateCity
Let us point you in the right direction.
Real Time Ratings™
The up-to-date financial product rating system that rates & ranks financial products daily.
RateCity App
It’s free. And it only takes 60 seconds to get both your Experian and Equifax credit scores.
Get your free credit scores.
Plus compare rates on the go.
Get both Equifax and Experian credit scores for free and compare rates from lenders.
Learn how to improve your credit scores- Track all your accounts in one place
- Check your payment history
Browse promoted products
Up Home
- Owner Occupied
- 10% min deposit
- P&I
- Offset Account
Special
Get $10 when you join Up. Download the app, sign up easily in 3 minutes and use the code: UPHOMERC. T&Cs apply.Interest Rate
6.15% p.a
Variable
Comparison Rate*
6.15% p.a
Australian Credit Licence 237879
Variable Rate Home Loan – Refinance Only
- Owner Occupied
- 20% min deposit
- P&I
- Extra repayments
2024 Award Winner
Special
Receive an extra 0.01% p.a. discount every year, up to a maximum discount of 0.30% p.a.Interest Rate
5.99% p.a
Variable
Comparison Rate*
5.90% p.a
Australian Credit Licence 234945
Ultra Low Rate (Variable) - <95% LVR - No LMI (New Purchases)
- Owner Occupied
- 5% min deposit
- P&I
- Extra repayments
2024 Award Winner
Special
No LMI for up to 95% LVR Owner Occupier Purchases in Metro Capital Cities!Interest Rate
6.30% p.a
Variable
Comparison Rate*
6.58% p.a
Australian Credit Licence 443249
Mortgage Simplifier
- Owner Occupied
- 20% min deposit
- P&I
- Extra repayments
Interest Rate
6.19% p.a
Variable
Comparison Rate*
6.22% p.a
Australian Credit Licence 229823
Product data updated on 27 Jan 2024