RateCity.com.au
hero image

Pay less on your home loan

A lower rate could mean that you pay less on your home loan each month. Compare thousands of home loans from over 110 lenders.

Browse rates

Search and compare with confidence

Compare interest rates, fees, and features across 250+ lenders and brands.

As seen & heard on

australian_financial_review
abc
the_sydney_morning_herald
sunrise
the_australian
9_news

Why compare at RateCity?

Our goal is to help you make a better future through smart financial decisions.

products_updated

Thousands of products checked daily

trust

Trusted by millions of Australians since 2006

financial_tools

Curated content written by a team of personal finance experts

sally_author

"With cost-of-living pressures soaring across the board, now's the time to be smarter with your money."

Sally Tindall
RateCity Research Director

Exclusive to RateCity

Let us point you in the right direction.

Real Time Ratings™

Real Time Ratings™

The up-to-date financial product rating system that rates & ranks financial products daily.

Real Time Ratings
RateCity App

RateCity App

It’s free. And it only takes 60 seconds to get your Equifax credit score.

Download now
Smart Search

Smart Search

A search that helps you quickly find & compare more suitable products.

Start comparing
Download the Ratecity app

Get your free credit score.
Plus compare rates on the go.

Get Equifax credit score for free and compare rates from lenders.

  • tickLearn how to improve your credit score
  • tickTrack all your accounts in one place
  • tickCheck your payment history
Apple StorePlay Store
RateCity App

Brands we compare

Athena
OurMoneyMarket
Yard
Unloan
Australian Unity
Bendigo Bank
Judo Bank
AMP Bank
HSBC
Suncorp Bank
Sucasa
Plenti
Well Money
ING
loans.com.au
NOW Finance
Homestar Finance
Homeloans.com.au
IMB Bank
Stratton Finance

Financial calculators

Browse promoted products

Sucasa

Ultra Low Rate (Variable) - <95% LVR - No LMI (New Purchases)

Real Time Rating™

  • Owner Occupied

  • Variable

  • 2% min deposit

  • P&I

2024 Award Winner
Special
No LMI for up to 95% LVR Owner Occupier Purchases in Metro Capital Cities!

Interest rate p.a.

6.30%

Comparison rate* p.a.

6.63%

More detailsclick for more details

Australian Credit Licence 443249

Product info
Unloan (a division of CBA)

Variable Rate Home Loan LVR < 80%

Real Time Rating™

  • Owner Occupied

  • Variable

  • 20% min deposit

  • P&I

2024 Award Winner
Special
Receive an extra 0.01% p.a. discount every year, up to a maximum discount of 0.30% p.a.

Interest rate p.a.

5.99%

Comparison rate* p.a.

5.90%

More detailsclick for more details

Australian Credit Licence 234945

Product info
IMB Limited

Budget Home Loan

Real Time Rating™

  • Owner Occupied

  • Variable

  • 20% min deposit

  • P&I

2024 Award Winner
Cashback
Up to $2,000 cashback for loans $500,000 and above with maximum LVR of 80%.

Interest rate p.a.

6.14%

Comparison rate* p.a.

6.17%

More detailsclick for more details

Australian Credit Licence 237391

Product info
National Australia Bank Limited

Base Variable Rate Home Loan

Real Time Rating™

  • Investor

  • Variable

  • 10% min deposit

  • P&I

Interest rate p.a.

7.36%

Comparison rate* p.a.

7.41%

Enquire

Australian Credit Licence 230686

Product info
product data updated on

Product data updated on 14 Apr 2024