RateCity - Find Home Loans, Car & Personal Loans, Credit Cards + More

SpecialApply for a 3 month break in repayments for environmental upgrades to your home

3.84%

4.23%

More Info View Now

Unsecured Personal Loan (Excellent Credit Rating) (3 Years Term)

Personal Loans

*Comparison rate is calculated based on a loan of $10,000 over 3 years.

7.59%

8.19%*

Features a low rate
No early exit penalty
Can apply online

Excellent Credit Personal Loan - Fixed Repayments (Unsecured)

Personal Loans

From

7.50%

7.92%

Features a low rate
No ongoing fees
No early exit penalty
Can apply online

Personal Loan Fixed Rate

Personal Loans

From

8.50%

9.06%

Can apply online
Can apply in branch
Suitable for both new or used car

Personal Loan

Personal Loans

Special$100 establishment fee waiver when you have an active Orange Everyday at the time of application or request to open an Orange Everyday account

8.99%

9.13%

Car Loan

Car Loans

From

6.99%

8.10%

Can apply online
Suitable for both new or used car

Carbon Offset Car Loan

Car Loans

SpecialOffset your car’s carbon emissions for the life of the loan

6.45%

6.66%

Used Car Loan

Car Loans

7.24%

7.80%

No ongoing fees
Can apply online
Can apply in branch

Low Rate Car Loan (New and Used Car < 5 Years)

Car Loans

6.99%

7.91%

No early exit penalty
Can apply online
Can apply in branch
Suitable for both new or used car

Heritage Bank Gold Low Rate

Credit Cards

11.8%

0

Free supplementary cards

Virgin Money Low Rate Card

Credit Cards

CashbackReceive 10% cashback (capped at $100 total) on spend in the first 3 months from card approval when you apply by 31 January 2019. Half annual fee ongoing - that's an annual saving of $50

11.99%

44

ANZ Low Rate

Credit Cards

Balance Transfer0% p.a. on balance transfers for the first 15 months. No Balance Transfer Fee.

12.49%

55

NAB Low Rate Platinum (Balance Transfer & Purchase Offer)

Credit Cards

Balance Transfer0% purchase rate for 9 months. Only available for new cards. 0% p.a. on balance transfers for 6 months.

13.99%

55

USaver with Ultra

Savings Accounts

*Deposit at least $200 a month into your USaver Ultra transaction or USaver savings account from a non-UBank account to earn up to 2.87%p.a. This offer is available on balances up to $200,000.

2.87%

1.81%

Has no overseas ATM fees
Has no international transaction fees
Has no ongoing fees
Has no minimum balances

USaver

Savings Accounts

1.81%

Has no ongoing fees
Has no minimum balances

Saver Account

Savings Accounts

Intro 4 months then 1.80%

2.55%

1.80%

Has no ongoing fees
Has no minimum balances

High Interest Savings Account

Savings Accounts

Intro 4 months then 1.80%

3.05%

1.80%

Has no ongoing fees
Has no minimum balances

Term Deposit

Term Deposits

Interest rate

Min. deposit

2.30%

p.a for 3 months

$5,000

Covered By government guarantee
Interest can be paid to other institution

Term Deposit

Term Deposits

Interest rate

Min. deposit

2.60%

p.a for 3 months

$5,000

$0 Establishment or account-keeping fees
Early withdrawal available
Covered By government guarantee
Interest can be paid to other institution

Term Deposit

Term Deposits

Interest rate

Min. deposit

2.70%

p.a for 3 months

$1,000

Covered By government guarantee
Interest can be paid to other institution

Top Pick Mortgage Repayments

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Top Calculators

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Home Loans

Calculate what your repayments could be on your home loan.

Car Loan Repayments

Car Loans

Calculate what your repayments could be on your car loan.

How Much Can I Borrow?

Home Loans

Calculate what you can borrow based on your current circumstances.

Stamp Duty Calculator

Home Loans

Calculate how much tax you’ll need to pay upfront when you buy a property.

Refinance Calculator

Home Loans

Calculate how much you can save per month by refinancing your home loan.

Balance Transfer Calculator

Credit Cards

Calculate how much you could save with your credit card transfer.

LMI Calculator

Home Loans

Calculate your Lender Mortgage Insurance on your loan.

Personal Loan Repayments

Personal Loans

Calculate what your repayments could be on your personal loan.

Learn with our guides

Home Loan Guide

Home loans have five key areas to consider: loan type, interest rate, fees, features and loan size.

Car Loan Guide

New or used, big or small, here's what to consider when choosing a car loan.

Personal
Loan Guide

Personal loans provide a way of achieving what you need now by paying it off in the future.

Credit
Cards Guide

To find one of the best credit cards for your spending habits, it is essential to compare credit cards.

Super-
annuation Guide

What to consider when choosing a superannuation fund.

Home loan
consideration guide

This guide takes you through the factors you should consider before committing to a loan.

Refinance Guide

Refinancing can help you save money, increase flexibility, consolidate debts and much more.