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Sally Tindall
RateCity Research Director

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Brands we compare

Athena
OurMoneyMarket
Yard
Australian Unity
Heritage Bank
Rabobank Australia
Unloan
loans.com.au
ANZ
Bendigo Bank
Judo Bank
AMP Bank
Reduce Home Loans
HSBC
Suncorp Bank
Plenti
IMB Bank
Well Money
ubank
Westpac

Financial calculators

Browse promoted products

Heritage Bank, a trading name of Heritage and People’s Choice Limited

Home Advantage Package

Real Time Rating™

  • Owner Occupied
  • 20% min deposit
  • P&I
  • Offset Account

Interest Rate

5.94% p.a

Variable

Comparison Rate*

6.26% p.a

More detailsclick for more details

Australian Credit Licence 244310

Product info
Unloan (a division of CBA)

Variable Rate Home Loan – Refinance Only

ratecity gold award badge

Gold Award Winner 2023

Real Time Rating™

  • Owner Occupied
  • 20% min deposit
  • P&I
  • Extra repayments

special

Receive an extra 0.01% p.a. discount every year, up to a maximum discount of 0.30% p.a.

Interest Rate

5.74% p.a

Variable

Comparison Rate*

5.65% p.a

More detailsclick for more details

Australian Credit Licence 234945

Product info
IMB Limited

Budget Home Loan

ratecity gold award badge

Gold Award Winner 2023

Real Time Rating™

  • Owner Occupied
  • 20% min deposit
  • P&I
  • Extra repayments

Cashback

$2,500 cashback for loans $250,000 and above with a maximum LVR of 80%. T&Cs apply.
  ~ Ends in 10 days

Interest Rate

5.84% p.a

Variable

Comparison Rate*

5.87% p.a

More detailsclick for more details

Australian Credit Licence 237391

Product info
Up Bank

Up Home

Real Time Rating™

  • Owner Occupied
  • 10% min deposit
  • P&I
  • Offset Account

special

Get $10 when you join Up. Download the app, sign up easily in 3 minutes and use the code: UPHOMERC. T&Cs apply.

Interest Rate

5.90% p.a

Variable

Comparison Rate*

5.90% p.a

More detailsclick for more details

Australian Credit Licence 237879

Product info
product data updated on

Product data updated on 10 Nov 2023