Get the Bad Credit Guide

Download RateCity's guide to learn more about your finance options with bad credit. You can also get a call from a broker to discuss your options.

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About the Bad Credit Guide

Sometimes life just doesn’t go according to plan. losing your job, serious illness, divorce or a few unwise decisions can put a strain on your finances. Over time, this can lead to a history of unpaid debt, late payments or defaulted loans, otherwise known as bad credit.

A good first step is to learn about your credit history and the impact it has on your finances. Here is a guide to get you started.

  • bad credit icon
    What does ‘bad credit’ mean?
  • factors affecting credit score
    What factors affect your credit score?
  • repair bad credit
    How to repair bad credit
  • get loan with bad credit
    How to get a loan with bad credit

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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