Pros and Cons
- Linked Visa debit card
- App banking available
- Apple Pay, Google Pay available
- Has 0.01% - 0.1% interest available
- You must deposit at least $2000 into your account each month for no monthly account fees
- 3% fees apply for overseas transactions
- 0.01% - 0.1 interst available when you deposit minimum of $1
- 0.01% interst available when you deposit minimum of $1
Electronic Wallet Service
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Many people find themselves struggling to cope with debt at one time or another. In these cases, a debt collector could contact you to demand payment for a debt, to explain the consequences of you failing to pay a debt, or to organise alternative payment arrangements.
If you’re contacted by a debt collector, you may be wondering what their rights are and whether they can take money out of your bank account.
Creditors cannot access money in your bank account unless a court order (also known as a ‘garnishee order’) is made to allow creditors to recover debt by taking money from your bank account or salary.
If this happens, the creditor can take money out of your bank account unless you pay the debt in full or make an alternative payment arrangement such as paying in instalments through the court.