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Everyday Access

  • App banking
  • Online banking
  • Overseas ATM facilities
  • Visa debit card

Monthly fee

$5*

Maximum interest rate

0.10%

Everyday Access

  • App banking
  • Online banking
  • Overseas ATM facilities
  • Visa debit card

Monthly fee

$5*

Maximum interest rate

0.10%

Pros and Cons

For Everyday Access

Benefits

  • Linked Visa debit card
  • App banking available
  • Apple Pay, Samsung Pay, Google Pay, Fitbit Pay, Garmin Pay available
  • Send money using PayID

Drawbacks

  • Must deposit at least $2000 into your account each month
  • $3.5 Overseas ATM Withdrawal Fee
  • 3% fees apply for overseas transactions

Bank Australia Rate Bank Account overview

For Everyday Access

Account details

Minimum opening amount

$0

Min. age restrictions

13 years old

Minimum balance

Max. age restrictions

N/A

Interest calculation frequency

Daily

Interest payment frequency

Quarterly

Features

Linked account

Send money using PayID

Joint application available

Free international account transfer

Foreign currency

Target Market Determination

Visit Bank Australia Limited to view Target Market Determination.

Methods of access

Internet banking

ATM access

Phone banking

EFTPOS facility

Branch access

Cheque services

App

App only

Fee details

Monthly fee

$5*

Min. deposit for fee free

$2k

ATM & EFTPOS fees

ATM withdrawal fee

$0

Other bank ATM withdrawal fee

Daily ATM withdrawal limit

$1,000

EFTPOS fee

$0

Overseas fees

Overseas ATM withdrawal fee

$3.5

Overseas eftpos fee

Foreign transaction fee

3%

Other transaction fees

Phone transaction fee

$0

Internet transaction fee

$0

Counter withdrawal fee

$0

Free counter transactions

Counter deposit fee

$0

Cheque fee

$0

Cheque dishonour fee

$12

Electronic wallet service

Apple pay available

Google pay available

Samsung pay available

FAQs

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MyState Bank Limited

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  • App banking

  • Online banking

  • Visa debit card

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No monthly account keeping fees.

Monthly fee

$0

ATM fee

$0

Using a major bank ATM in Australia

Debit card type

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Maximum interest rate

Suncorp Group Limited

Everyday Options

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  • App banking

  • Online banking

  • Visa debit card

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An easy, everyday banking account packed with flexible options to help you spend, budget & save better. $0 monthly account keeping fees & option to add up to 9 sub-accounts.

Monthly fee

$0

ATM fee

$0

Over 3,000 rediATMs

Debit card type

Visa

Maximum interest rate

0.01%

ING

Orange Everyday

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  • App banking

  • Online banking

  • Overseas ATM facilities

  • Visa debit card

Cashback
Receive 1% cashback on eligible bill payments, rebates on the first 5 fee incurring domestic and international ATM withdrawals and unlimited rebates on the ING international transaction fee. T&Cs apply.

Monthly fee

$0

ATM fee

$0

Access at any ATM. Rebates on ATM withdrawal fees.

Debit card type

Visa

Maximum interest rate

Commonwealth Bank of Australia

Smart Access

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  • App banking

  • Online banking

  • Overseas ATM facilities

  • MasterCard debit card

Monthly fee

$4*

ATM fee

$0

Over 4,000 ATMs

Debit card type

MasterCard

Maximum interest rate

product data updated on

Product data updated on 19 Apr 2024