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  4. Easy Access Account

Easy Access Account

  • App banking
  • Online banking
  • Overseas ATM facilities
  • Visa debit card

Monthly fee

$0

Maximum interest rate

0.01%

Easy Access Account

  • App banking
  • Online banking
  • Overseas ATM facilities
  • Visa debit card

Monthly fee

$0

Maximum interest rate

0.01%

Pros and Cons

For Easy Access Account

Benefits

  • Maintain a combined monthly balance of $5000 or more worth of savings, investments or loans and you will receive more fee free ATM and EFTPOS transactions as well as qualify for fee rebates
  • $0 account keeping fee
  • Linked Visa debit card
  • App banking available
  • Apple Pay, Google Pay, Samsung Pay available
  • Send money using PayID

Drawbacks

  • $3.8 Overseas ATM Withdrawal Fee
  • 3% fees apply for overseas transactions

Bank of Heritage Isle Rate Bank Account overview

For Easy Access Account

Account details

Minimum opening amount

$0

Min. age restrictions

18 years old

Minimum balance

Max. age restrictions

N/A

Interest calculation frequency

Daily

Interest payment frequency

Semi-annually

Features

Linked account

Send money using PayID

Joint application available

Free international account transfer

Foreign currency

Target Market Determination

Visit Bank of Heritage Isle to view Target Market Determination.

Methods of access

Internet banking

ATM access

Phone banking

EFTPOS facility

Branch access

Cheque services

App

App only

Fee details

Monthly fee

$0

Min. deposit for fee free

N/A

ATM & EFTPOS fees

ATM withdrawal fee

$1.4

Other bank ATM withdrawal fee

Maintain a combined monthly balance of $5000 or more worth of savings, investments or loans and you will receive more fee free ATM and EFTPOS transactions as well as qualify for fee rebates

Daily ATM withdrawal limit

$1,000

EFTPOS fee

$0.6

Overseas fees

Overseas ATM withdrawal fee

$3.8

Overseas eftpos fee

Foreign transaction fee

3%

Other transaction fees

Phone transaction fee

$0

Internet transaction fee

$0

Counter withdrawal fee

$2

Free counter transactions

Counter deposit fee

$0

Cheque fee

$1

Cheque dishonour fee

$9

Electronic wallet service

Apple pay available

Google pay available

Samsung pay available

FAQs