RateCity.com.au
  1. Home
  2. Bank Accounts
  3. HSBC
  4. Everyday Global Account

Everyday Global Account

  • 2024 Award Winner
  • Cashback
  • App banking
  • Online banking
  • Visa debit card
Cashback

2% cashback (up to AUD 50/month) on eligible tap and pay. T&Cs apply.

2% cashback (up to AUD 50/month) on eligible tap and pay (payWave, Apple Pay and Google Pay) for purchases under $100. T&Cs apply.

Monthly fee

$0

Maximum interest rate

Everyday Global Account

  • 2024 Award Winner
  • Cashback
  • App banking
  • Online banking
  • Visa debit card

Monthly fee

$0

Maximum interest rate

RateCity says

"Enjoy the perks of a credit card without the pesky fees with this bank account that charges zero international transaction fees and offers fee-free access to ATMs worldwide."

Pros and Cons

For Everyday Global Account

Benefits

  • No international transaction fees whilst overseas or on international websites
  • Earn up to $50 cashback each month on eligible purchases when you tap and pay with Visa payWave, GooglePay or ApplePay under $100.
  • $0 account keeping fee
  • Linked Visa debit card
  • App banking available
  • Apple Pay, Google Pay available
  • No overseas ATM withdrawal fee charged by HSBC Bank Australia Limited
  • Send money using PayID
  • Hold multiple currencies in one account
  • Winner of Best Bank Account, RateCity Gold Awards 2024

Drawbacks

    HSBC Rate Bank Account overview

    For Everyday Global Account

    Account details

    Minimum opening amount

    $0

    Min. age restrictions

    16 years old

    Minimum balance

    Max. age restrictions

    N/A

    Interest calculation frequency

    N/A

    Interest payment frequency

    N/A

    Features

    Linked account

    Send money using PayID

    Joint application available

    Free international account transfer

    Foreign currency

    Target Market Determination

    Visit HSBC Bank Australia Limited to view Target Market Determination.

    Methods of access

    Internet banking

    ATM access

    Phone banking

    EFTPOS facility

    Branch access

    Cheque services

    App

    App only

    Fee details

    Monthly fee

    $0

    Min. deposit for fee free

    N/A

    ATM & EFTPOS fees

    ATM withdrawal fee

    $0

    Other bank ATM withdrawal fee

    Daily ATM withdrawal limit

    N/A

    EFTPOS fee

    $0

    Overseas fees

    Overseas ATM withdrawal fee

    $0

    Overseas eftpos fee

    $0

    Foreign transaction fee

    0%

    Other transaction fees

    Phone transaction fee

    $0

    Internet transaction fee

    $0

    Counter withdrawal fee

    $0

    Free counter transactions

    Counter deposit fee

    $0

    Cheque fee

    $0

    Cheque dishonour fee

    Electronic wallet service

    Apple pay available

    Google pay available

    Samsung pay available

    FAQs