Best Bank Account

The top-rated bank accounts on RateCity.com.au. Data based on monthly deposit of $5,000. Excludes accounts for those 25-and-under and pensioner accounts.

Ranking
1
28 position up today
Company
HSBC
ATM Fee

$0

Over 13,000 ATMs customers can use in Australia with no ATM fees

Maximum Interest rate

Card Type

Visa

Features
Apple Pay
Google Pay
Interest rate
Overseas ATM facilities
Samsung Pay
Linked account
Ranking
2
5 position up today
Company
Citi
ATM Fee

$0

Over 3,000 Westpac Group ATMs

Maximum Interest rate

0.75%

Card Type

MasterCard

Features
Apple Pay
Google Pay
Interest rate
Overseas ATM facilities
Samsung Pay
Linked account
Ranking
3
1 position down today
Company
ING
ATM Fee

$0

Access at any ATM

Maximum Interest rate

Card Type

Visa

Features
Apple Pay
Google Pay
Interest rate
Overseas ATM facilities
Samsung Pay
Linked account
Ranking
4
1 position down today
Company
Macquarie Bank
ATM Fee

$0

Over 3,000 rediATMs

Maximum Interest rate

0.20%

Card Type

MasterCard

Features
Apple Pay
Google Pay
Interest rate
Overseas ATM facilities
Samsung Pay
Linked account
Ranking
5
1 position down today
Company
Up
ATM Fee

Online only

Maximum Interest rate

Card Type

MasterCard

Features
Apple Pay
Google Pay
Interest rate
Overseas ATM facilities
Samsung Pay
Linked account
Ranking
6
1 position down today
Company
86 400
ATM Fee

$0

Online only

Maximum Interest rate

Card Type

Visa

Features
Apple Pay
Google Pay
Interest rate
Overseas ATM facilities
Samsung Pay
Linked account
Ranking
7
1 position down today
Company
Suncorp Bank
ATM Fee

$0

Over 3,000 rediATMs

Maximum Interest rate

0.01%

Card Type

Visa

Features
Apple Pay
Google Pay
Interest rate
Overseas ATM facilities
Samsung Pay
Linked account
Ranking
8
1 position down today
Product
Company
UBank
ATM Fee

$0

Over 10,000 ATMs

Maximum Interest rate

Card Type

Visa

Features
Apple Pay
Google Pay
Interest rate
Overseas ATM facilities
Samsung Pay
Linked account
Ranking
9
1 position down today
Company
Westpac
ATM Fee

$0

Over 3,000 ATMs

Maximum Interest rate

Card Type

MasterCard

Features
Apple Pay
Google Pay
Interest rate
Overseas ATM facilities
Samsung Pay
Linked account
Ranking
10
5 position up today
Company
Bankwest
ATM Fee

$0

Approximately 3,400 CommBank Branded ATMs

Maximum Interest rate

0.01%

Card Type

MasterCard

Features
Apple Pay
Google Pay
Interest rate
Overseas ATM facilities
Samsung Pay
Linked account
Ranking
11
2 position down today
Company
CUA
ATM Fee

$0

Free access to thousands of ATMs nationwide

Maximum Interest rate

Card Type

Visa

Features
Apple Pay
Google Pay
Interest rate
Overseas ATM facilities
Samsung Pay
Linked account
Ranking
12
2 position down today
Company
ANZ
ATM Fee

$0

2183

Maximum Interest rate

Card Type

Visa

Features
Apple Pay
Google Pay
Interest rate
Overseas ATM facilities
Samsung Pay
Linked account
Ranking
13
2 position down today
Company
Commonwealth Bank of Australia
ATM Fee

$0

3019

Maximum Interest rate

Card Type

MasterCard

Features
Apple Pay
Google Pay
Interest rate
Overseas ATM facilities
Samsung Pay
Linked account
Ranking
14
2 position down today
Company
NAB
ATM Fee

$0

Over 7,000 ATMs

Maximum Interest rate

0.01%

Card Type

Visa

Features
Apple Pay
Google Pay
Interest rate
Overseas ATM facilities
Samsung Pay
Linked account
Ranking
15
7 position up today
Company
P&N Bank
ATM Fee

$0

Maximum Interest rate

0.05%

Card Type

Visa

Features
Apple Pay
Google Pay
Interest rate
Overseas ATM facilities
Samsung Pay
Linked account
Ranking
16
2 position down today
Company
Heritage Bank
ATM Fee

$0

Over 3,000 Westpac Group ATMs

Maximum Interest rate

0.01%

Card Type

Visa

Features
Apple Pay
Google Pay
Interest rate
Overseas ATM facilities
Samsung Pay
Linked account
Ranking
17
1 position down today
Company
Police Bank
ATM Fee

$0

Over 3,000 rediATMs

Maximum Interest rate

0.01%

Card Type

Visa

Features
Apple Pay
Google Pay
Interest rate
Overseas ATM facilities
Samsung Pay
Linked account
Ranking
18
1 position down today
Company
Community First Credit Union
ATM Fee

Over 3,000 rediATMs

Maximum Interest rate

Card Type

Visa

Features
Apple Pay
Google Pay
Interest rate
Overseas ATM facilities
Samsung Pay
Linked account
Ranking
19
1 position down today
Company
Beyond Bank Australia
ATM Fee

$0

Over 3,000 rediATMs

Maximum Interest rate

Card Type

Visa

Features
Apple Pay
Google Pay
Interest rate
Overseas ATM facilities
Samsung Pay
Linked account
Ranking
20
1 position down today
Company
Endeavour Mutual Bank
ATM Fee

Over 3,000 rediATMs

Maximum Interest rate

Card Type

Visa

Features
Apple Pay
Google Pay
Interest rate
Overseas ATM facilities
Samsung Pay
Linked account

Bank Accounts leaderboards

How are Real Time Ratings™ calculated?