Pros and Cons
- Linked Visa debit card
- App banking available
- Apple Pay, Google Pay, Samsung Pay available
- You must deposit at least $2000 into your account each month for no monthly account fees
- $5 Overseas ATM Withdrawal Fee
- 3% fees apply for overseas transactions
Electronic Wallet Service
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If you’ve just welcome a new baby into the world, congratulations. Opening a bank account for your child can be a wonderful first gift.
Before you can open your child an account, you’ll need to have a birth certificate or passport for your baby.
As the parent or guardian, you’ll also be listed as a joint holder on the account. This means you’ll need to have proof of your identification and address (a driver’s licence, passport, birth certificate or Medicare Card).
Many banks and credit unions offer baby banks accounts. Usually, you can apply online; otherwise you can head into a local branch or office with your documents.