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  3. Qudos Bank
  4. General Savings Account

General Savings Account

  • App banking
  • Online banking
  • Visa debit card

Monthly fee

$0

Maximum interest rate

0.05%

General Savings Account

  • App banking
  • Online banking
  • Visa debit card

Monthly fee

$0

Maximum interest rate

0.05%

Pros and Cons

For General Savings Account

Benefits

  • $0 account keeping fee
  • Linked Visa debit card
  • App banking available
  • Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay available
  • No overseas ATM withdrawal fee charged by Qudos Mutual Limited T/A Qudos Bank
  • Send money using PayID

Drawbacks

  • 3.65% fees apply for overseas transactions

Qudos Bank Rate Bank Account overview

For General Savings Account

Account details

Minimum opening amount

$0

Min. age restrictions

N/A

Minimum balance

Max. age restrictions

N/A

Interest calculation frequency

Daily

Interest payment frequency

Monthly

Features

Linked account

Send money using PayID

Joint application available

Free international account transfer

Foreign currency

Target Market Determination

Visit Qudos Mutual Limited T/A Qudos Bank to view Target Market Determination.

Methods of access

Internet banking

ATM access

Phone banking

EFTPOS facility

Branch access

Cheque services

App

App only

Fee details

Monthly fee

$0

Min. deposit for fee free

N/A

ATM & EFTPOS fees

ATM withdrawal fee

$0

Other bank ATM withdrawal fee

Daily ATM withdrawal limit

$2,000

EFTPOS fee

$0

Overseas fees

Overseas ATM withdrawal fee

$0

Overseas eftpos fee

Foreign transaction fee

3.65%

Other transaction fees

Phone transaction fee

Internet transaction fee

Counter withdrawal fee

$0

Free counter transactions

Counter deposit fee

$0

Cheque fee

Cheque dishonour fee

$15

Electronic wallet service

Apple pay available

Google pay available

Samsung pay available

FAQs