Compare Bank Accounts

Compare bank accounts ratings - Last updated on 12 Nov 2019

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When you are comparing bank accounts but are unsure as to which one you should sign up with, make sure you do a comparison of profiles to help you make the right choice.

There are two profiles to choose from: High transactor (35 transactions a month) and low transactor (10 transactions a month).

Once you have made this selection, you can rate the available bank account options and work out which ones will likely suit your finances, based on a range of different factors, including: 

  • Fee structure: How low the fees are and how complicated or easy their structures are for customers to understand?
  • Interest rates: Not only if they offer a high interest rate but also whether they are consistent. A bank account will not be rated well if the interest rate continually changes dramatically and constantly.
  • Customer service: How friendly and helpful customer service is in terms of how long you have to wait to speak to someone, if they were able to answer any of your questions clearly and how long it took? Also, how you receive this customer service communication, whether it is a call centre or an email or by post.
  • Features: What features does the account include such as internet access, branch facilities, a debit card or a debit MasterCard or Visa card?

Compare some of the best bank accounts from our table.


Mark Bristow is a senior financial writer for RateCity. Working for over ten years, Mark previously wrote and researched commercial real estate at CoreLogic, consumer technology at Appliances Online, and most recently, personal finance for RateCity. Whatever the topic, Mark’s goal is always to provide simple solutions to complex problems.


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