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- Southern Cross Credit Union
- Easy Access Account
Easy Access Account
- App banking
- Online banking
- Overseas ATM facilities
- Visa debit card
Monthly fee
$5*
Maximum interest rate
Easy Access Account
- App banking
- Online banking
- Overseas ATM facilities
- Visa debit card
Monthly fee
$5*
Maximum interest rate
Pros and Cons
For Easy Access Account
Benefits
- Monthly account fee is waived if you are under 21, deposit at least $2,000/month, or have $30,000+ in deposits and/or loans with SCCU
- Linked Visa debit card
- App banking available
- Apple Pay, Google Pay available
Drawbacks
- Must deposit at least $2000 into your account each month
- $3.5 Overseas ATM Withdrawal Fee
- 3% fees apply for overseas transactions
Southern Cross Credit Union Rate Bank Account overview
For Easy Access Account
Account details
Minimum opening amount
$0
Min. age restrictions
N/A
Minimum balance
Max. age restrictions
N/A
Interest calculation frequency
N/A
Interest payment frequency
N/A
Features
Linked account
Send money using PayID
Joint application available
Free international account transfer
Foreign currency
Target Market Determination
Visit Southern Cross Credit Union to view Target Market Determination.
Methods of access
Internet banking
ATM access
Phone banking
EFTPOS facility
Branch access
Cheque services
App
App only
Fee details
Monthly fee
$5*
Min. deposit for fee free
$2k
ATM & EFTPOS fees
ATM withdrawal fee
$0
Other bank ATM withdrawal fee
Daily ATM withdrawal limit
$1,000
EFTPOS fee
Overseas fees
Overseas ATM withdrawal fee
$3.5
Overseas eftpos fee
Foreign transaction fee
3%
Other transaction fees
Phone transaction fee
Internet transaction fee
Counter withdrawal fee
$0
Free counter transactions
Counter deposit fee
$0
