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- Everyday Direct Account
Everyday Direct Account
- Special
- App banking
- Online banking
- Overseas ATM facilities
- Visa debit card
Special
Join UniBank's Student Banking Program and receive $10 to get you started. T&C's apply
To open a new account with us under our student banking program, you'll need to be aged 17 years or over, a citizen or permanent resident of Australia, and a student of an Australian university or have graduated in the last two years. Offer may be withdrawn at any time.
Monthly fee
$0
Maximum interest rate
Everyday Direct Account
- Special
- App banking
- Online banking
- Overseas ATM facilities
- Visa debit card
Monthly fee
$0
Maximum interest rate
Pros and Cons
For Everyday Direct Account
Benefits
- UniBank student banking program is available for full-time university student, aged 17 years or over.
- $0 account keeping fee
- Linked Visa debit card
- App banking available
- Apple Pay, Google Pay, Samsung Pay available
- Send money using PayID
Drawbacks
- $4.5 Overseas ATM Withdrawal Fee
- 2.9% fees apply for overseas transactions
UniBank Rate Bank Account overview
For Everyday Direct Account
Account details
Minimum opening amount
$0
Min. age restrictions
N/A
Minimum balance
Max. age restrictions
N/A
Interest calculation frequency
N/A
Interest payment frequency
N/A
Features
Linked account
Send money using PayID
Joint application available
Free international account transfer
Foreign currency
Target Market Determination
Visit UniBank to view Target Market Determination.
Methods of access
Internet banking
ATM access
Phone banking
EFTPOS facility
Branch access
Cheque services
App
App only
Fee details
Monthly fee
$0
Min. deposit for fee free
N/A
ATM & EFTPOS fees
ATM withdrawal fee
$0
Other bank ATM withdrawal fee
Daily ATM withdrawal limit
$1,000
EFTPOS fee
$0
Overseas fees
Overseas ATM withdrawal fee
$4.5
Overseas eftpos fee
Foreign transaction fee
2.9%
Other transaction fees
Phone transaction fee
$0
Internet transaction fee
$0
Counter withdrawal fee
$3
Free counter transactions
Counter deposit fee
$0
Cheque fee
$0
Cheque dishonour fee
$0
