Important disclosure

Klarna

Klarna

Instalments

4

Instalment frequency

Fortnightly

Instalments

4

Instalment frequency

Fortnightly

Maximum Credit

$1k

Pros and cons

For Klarna

Benefits

  • No late payment fees
  • Signed up to BNPL code of practice

Drawbacks

  • Available for limited purposes

Klarna Rate Buy now pay later overview

For Klarna

Product

Instalments

4

Instalment frequency

Fortnightly

Maximum number of instalments

Pay in 4 interest-free instalments over 6 weeks. Payments can also be scheduled in advance.

Credit limit

$1k

Credit check performed

Minimum interest rate

Maximum interest rate

Reward program

Fees

Minimum establishment fees

Maximum establishment fees

Minimum late payment fees

If an scheduled payment is unpaid after 10 days, a late fee may be charged. This will not exceed 24% of the amount due. Depending on your payment method, the issuer of your card or financial institution may charge you interest or fees under your agreement with them.

Maximum late payment fees

$8

Minimum ongoing payment fees

Maximum ongoing payment fees

Support

Mobile app available

Apple Pay

Google Pay

Samsung Pay

Card available

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Max Instalments

ArtMoney

    Instalment Plan/Frequency

    10 / Monthly

    Maximum Credit

    $100k

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    Min Establishment Fee

    Afterpay

      Instalment Plan/Frequency

      4 / Fortnightly

      Maximum Credit

      $2k

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      Generic

      Deferit

        Instalment Plan/Frequency

        4 / Fortnightly

        Maximum Credit

        $2k