Important disclosure
Pros and cons
For PayItLater
Benefits
Drawbacks
- Late payment fees
- Not signed up to BNPL code of practice
- Available for limited purposes
PayItLater Rate Buy now pay later overview
For PayItLater
Product
Instalments 4 | Instalment frequency Weekly |
Maximum number of instalments 4 Payments in 4 weeks. Initial payment of 35% of purchase price when the order is placed, plus 3 equal weekly instalments. | Credit limit $1k |
Credit check performed | Minimum interest rate |
Maximum interest rate | Reward program |
Fees
Minimum establishment fees Service fee is charged on top of order cost | Maximum establishment fees 9.9% |
Minimum late payment fees $10 $10 is charged if you fail to pay within 24 hours of the due date. If you do not pay within 7 days, a further default fee of $10 is charged. | Maximum late payment fees $20 |
Minimum ongoing payment fees | Maximum ongoing payment fees |
Support
Mobile app available | Apple Pay |
Google Pay | Samsung Pay |
Card available |