Important disclosure

Payright

Payright

Instalments

Instalment frequency

Fortnightly

Instalments

Instalment frequency

Fortnightly

Maximum Credit

$20k

Pros and cons

For Payright

Benefits

  • No late payment fees
  • Signed up to BNPL code of practice

Drawbacks

  • Available for limited purposes

Payright Rate Buy now pay later overview

For Payright

Product

Instalments

Instalment frequency

Fortnightly

Maximum number of instalments

Can pay fortnightly or monthly up to the lifetime of your plan (max 60 months)

Credit limit

$20k

Credit check performed

Minimum interest rate

Maximum interest rate

Reward program

Fees

Minimum establishment fees

Establishment fee charged is spread over the lifetime of your of your plan.

Maximum establishment fees

$89.95

Minimum late payment fees

Late payment fees are capped at the lower of 10% of your approved credit limit or $250.

Maximum late payment fees

$250

Minimum ongoing payment fees

Monthly account keeping fee paid with repayment frequency and is not duplicated if you have more than one plan.

Maximum ongoing payment fees

$3.5 monthly

Support

Mobile app available

Apple Pay

Google Pay

Samsung Pay

Card available

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Max Instalments
ArtMoney

ArtMoney

    Instalment Plan/Frequency

    10 / Monthly

    Maximum Credit

    $100k

    Promoted

    Min Establishment Fee
    Afterpay

    Afterpay

      Instalment Plan/Frequency

      4 / Fortnightly

      Maximum Credit

      $2k

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      Generic
      Deferit

      Deferit

        Instalment Plan/Frequency

        4 / Fortnightly

        Maximum Credit

        $2k