Important disclosure
Pros and cons
For Payright
Benefits
- No late payment fees
- Signed up to BNPL code of practice
Drawbacks
- Available for limited purposes
Payright Rate Buy now pay later overview
For Payright
Product
Instalments | Instalment frequency Fortnightly |
Maximum number of instalments Can pay fortnightly or monthly up to the lifetime of your plan (max 60 months) | Credit limit $20k |
Credit check performed | Minimum interest rate |
Maximum interest rate | Reward program |
Fees
Minimum establishment fees Establishment fee charged is spread over the lifetime of your of your plan. | Maximum establishment fees $89.95 |
Minimum late payment fees Late payment fees are capped at the lower of 10% of your approved credit limit or $250. | Maximum late payment fees $250 |
Minimum ongoing payment fees Monthly account keeping fee paid with repayment frequency and is not duplicated if you have more than one plan. | Maximum ongoing payment fees $3.5 monthly |
Support
Mobile app available | Apple Pay |
Google Pay | Samsung Pay |
Card available |