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- Car Advantage - Comprehensive
Car Advantage - Comprehensive
- New car replacement
- Flexible excess
- Roadside assistance
Agreed or market value
Agreed
New for old car replacement
if written off before 2 years
Roadside assistance
Optional
Car Advantage - Comprehensive
- New car replacement
- Flexible excess
- Roadside assistance
Agreed or market value
Agreed
New for old car replacement
if written off before 2 years
Roadside assistance
Optional
Pros and Cons
For Car Advantage - Comprehensive
Benefits
- New car replacement
- Roadside assistance available
- Flexible excess to reduce premium
- Pay monthly at no extra cost
- Online discount
- Multi-policy discount
- No claims discount
- Rental car after accident available
Drawbacks
APIA Rate Car Insurance overview
For Car Advantage - Comprehensive
Features
Agreed or market value
Agreed
New for old car replacement
if written off before 2 years
Roadside assistance
Optional
Increase excess to reduce premium
Pay monthly at no extra cost
Covers non nominated resident driver
Online discount
Combined policy discount
No claim discount
Cooling off period
21 days
Target Market Determination
Visit APIA to view Target Market Determination.
Insurance Cover
Loss or damage to your vehicle
Damage to other people's car / property
up to $20,000,000
Windscreen cover
Optional
Trailer cover
Standard
up to $2,000
Baby capsule/child seat benefit
Standard
up to $750
Personal effects cover
up to $1,500
Key replacement/recoding benefit
Death benefit
up to $5,000
After Accident Care
Cover for rental car
Towing of vehicle
Reasonable cost
Emergency repairs
up to $1,500
Free repair service
Free wind screen claim
Choice of repairer
Lifetime guarantee on repairs
Death benefit
up to $5,000
