Best Insurance Quotes

Best Insurance Quote

If you are in the market for car insurance, you’ll need to compare providers to ensure you are getting the best insurance quotes available.

Also, you’ll need to determine which features you deem most important when shopping for cover for your car, as you’ll find that most providers differ slightly on policy options to competitors.

Best features for you
For instance, some drivers may shop solely based on price and think that a low cost option is the best insurance quote available. In this case, a ‘no frills’ or budget cover might be the best option available.

While for some others, extra features thrown in with the deal can be more of a drawcard than low cost competitors.

For example, some car insurance providers offer free roadside assistance as part of their policy for an agreed period. This might save the motorist about $80-$100 each month that would ordinarily be spent on other roadside assistance programs, and could therefore mean this policy is the best insurance quote.

Other features to consider when shopping for the best Australian insurance quote may include excess, which varies with the driver profile and can be reduced with an upfront fee. Other features that might be important to some drivers include a rental car provided in the case of accident or repair. Or even the driver’s ability to choose a repairer can play a role in your decision-making process.

Clearly, the best car insurance for you will depend on your needs so determine what you want from your car insurance provider and then shop online for a great deal.

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Learn more about car insurance

Does insurance cover a stolen car if keys were in the car?

A car insurance policy that covers the theft of your car, such as third party fire and theft insurance, usually covers a stolen car, even if the keys were in the car’s ignition.

However, your insurer may deny the claim if you live in an area where there have been several car robberies reported recently. They will see you leaving the keys in the car as a case of negligence. In such cases, your insurance provider may even expect you to have installed anti-theft security measures in your car. 

You may need to confirm whether or not you left your keys in your car, and if they had been stolen or misplaced, before filing your car insurance claim. The loss or theft of your car keys may be covered by a comprehensive car insurance policy, but usually as an optional item.

If you can confirm that your car keys were stolen, mention this in your claim as this will help establish that your car was not stolen as a result of your negligence.

Can you insure your car for 6 months?

Most Australian insurers won’t offer you a 6-month car insurance policy, so you may need to buy a policy that covers your car for damages and cancel it after six months. You will need to purchase comprehensive car insurance to protect your car from accidental damage, theft, vandalism, or natural disasters.. 

Consider checking whether your 6-month comprehensive car insurance will cost more if you pay monthly or six-monthly premiums instead of a one-time annual premium. Another question to ask the insurer is whether you’ll need to pay administration or cancellation fees when you cancel the policy.

Alternatively, you can look for a suitable ‘pay as you drive’ car insurance policy, which usually offers you the coverage of a comprehensive car insurance policy but only requires you to pay for the distance driven. Such a policy may not be the ideal 6-month car insurance plan as it is based on how much you drive rather than for how long. If you need to drive a lot, you may end up paying more than you’d pay for regular car insurance.