RateCity.com.au
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  4. Comprehensive

Comprehensive

  • Special
  • New car replacement
  • Flexible excess
Special

Online only car insurance without the costly overheads and 24/7 online claims. Insuring drivers since 2007.

Agreed or market value

Market value

New for old car replacement

if written off before 3 years

Roadside assistance

Not available

Comprehensive

  • Special
  • New car replacement
  • Flexible excess

Agreed or market value

Market value

New for old car replacement

if written off before 3 years

Roadside assistance

Not available

RateCity says

"A comprehensive car insurance policy that offers new car replacement and allows you to adjust your excess to reduce your premium."

Pros and Cons

For Comprehensive

Benefits

  • New car replacement
  • Flexible excess to reduce premium
  • Rental car after accident available

Drawbacks

  • Roadside assistance unavailable
  • Monthly payments increases total cost
  • No online discount
  • No discount for multi policy cover

Bingle Rate Car Insurance overview

For Comprehensive

Features

Agreed or market value

Market value

New for old car replacement

if written off before 3 years

Roadside assistance

Not available

Increase excess to reduce premium

Pay monthly at no extra cost

Covers non nominated resident driver

Online discount

Combined policy discount

No claim discount

Cooling off period

21 days

Target Market Determination

Visit AAI Limited T/A Bingle Insurance to view Target Market Determination.

Insurance Cover

Loss or damage to your vehicle

Damage to other people's car / property

up to $20,000,000

Windscreen cover

Optional

Trailer cover

Not available

Baby capsule/child seat benefit

Standard

up to $500

Personal effects cover

Key replacement/recoding benefit

Standard

No max

Death benefit

After Accident Care

Cover for rental car

Towing of vehicle

Reasonable cost

Emergency repairs

Reasonable cost

Free repair service

Free wind screen claim

Choice of repairer

Lifetime guarantee on repairs

Death benefit