Important disclosure

Auto & General Services Pty T/AS Budget Direct

Gold Comprehensive

  • New car replacement
  • Flexible excess
  • Roadside assistance
Agreed or market value

Either

New car replacement

if written off before the earlier of 2 years

or 40000 km

  • New car replacement
  • Flexible excess
  • Roadside assistance
Agreed or market value

Either

New car replacement

if written off before the earlier of 2 years

or 40000 km

Roadside assistance

Optional

Pros and cons

For Gold Comprehensive

Benefits

  • Insure at agreed or market value
  • New car replacement
  • Roadside assistance available
  • Flexible excess to reduce premium
  • Online discount
  • No claims discount
  • Rental car after accident available

Drawbacks

  • Monthly payments increases total cost
  • No discount for multi policy cover

Budget Direct Rate Car insurance overview

For Gold Comprehensive

Features

Agreed or market value

Either

New car replacement

if written off before the earlier of 2 years

or 40000 km

Roadside assistance

Optional

Increase excess to reduce premium

Pay monthly at no extra cost

Covers non nominated resident driver

Online discount

Combined policy discount

No claim discount

Cooling off period

21 days

Target Market Determination

Visit Auto & General Services Pty T/AS Budget Direct to view Target Market Determination.

Insurance Cover

Loss or damage to your vehicle

Damage to other people's car / property

up to $20,000,000

Windscreen cover

Trailer cover

Standard

$1000

Baby capsule/child seat benefit

Standard

$500

Personal effects cover

$500

Key replacement/recoding benefit

Standard

$1000

Death benefit

$5000

After Accident Care

Cover for rental car

Towing of vehicle

Emergency repairs

Free repair service

Free wind screen claim

Choice of repairer

Optional

Lifetime guarantee on repairs

Death benefit

$5000

Promoted car insurance

Promoted

Agreed Or Market Value

Comprehensive

  • New car replacement
  • Flexible excess
  • Roadside assistance
Agreed or market value

Roadside assistance

Optional

Promoted

New Car Replacement

Comprehensive

  • New car replacement
  • Flexible excess

special

Online only car insurance without the costly overheads and 24/7 online claims. Insuring drivers since 2007.
Agreed or market value

Roadside assistance

Not available

Promoted

Generic

Comprehensive

  • New car replacement
  • Flexible excess
  • Roadside assistance
Agreed or market value

Roadside assistance

Optional