Important disclosure
Comprehensive
Agreed or market value
Either
New car replacement
if written off before 2 years
Either
if written off before 2 years
Not available
Pros and cons
For Comprehensive
Benefits
- Insure at agreed or market value
- New car replacement
- Flexible excess to reduce premium
- Pay monthly at no extra cost
- Online discount
- No claims discount
- Rental car after accident available
Drawbacks
- Roadside assistance unavailable
- No discount for multi policy cover
HSBC Rate Car insurance overview
For Comprehensive
Features
Agreed or market value Either | New car replacement if written off before 2 years |
Roadside assistance Not available | Increase excess to reduce premium |
Pay monthly at no extra cost | Covers non nominated resident driver |
Online discount | Combined policy discount |
No claim discount | Cooling off period 14 days |
Target Market Determination Visit HSBC Bank Australia Limited to view Target Market Determination. |
Insurance Cover
Loss or damage to your vehicle | Damage to other people's car / property up to $20,000,000 |
Windscreen cover Optional | Trailer cover Standard up to $1,000 |
Baby capsule/child seat benefit Standard up to $500 | Personal effects cover up to $1,000 |
Key replacement/recoding benefit Standard up to $1,000 | Death benefit up to $25,000 |
After Accident Care
Cover for rental car | Towing of vehicle |
Emergency repairs | Free repair service |
Free wind screen claim | Choice of repairer Standard |
Lifetime guarantee on repairs | Death benefit up to $25,000 |
Promoted car insurance
Promoted
Comprehensive
Not available
Promoted
Comprehensive
special
Online only car insurance without the costly overheads and 24/7 online claims. Insuring drivers since 2007.Not available
Promoted
Comprehensive
Optional
Promoted
Comprehensive
Not available