Important disclosure

QBE Insurance (Australia) Limited

Comprehensive

  • New car replacement
  • Flexible excess
Agreed or market value

Either

New car replacement

if written off before the earlier of 3 years

or 60000 km

RateCity says

“Insure your car for either market or agreed value with this comprehensive car insurance policy offering new car replacement and an online discount.”

  • New car replacement
  • Flexible excess
Agreed or market value

Either

New car replacement

if written off before the earlier of 3 years

or 60000 km

Roadside assistance

Not available

Pros and cons

For Comprehensive

Benefits

  • Insure at agreed or market value
  • New car replacement
  • Flexible excess to reduce premium
  • Online discount
  • Rental car after accident available

Drawbacks

  • Roadside assistance unavailable
  • Monthly payments increases total cost
  • No discount for multi policy cover

QBE Rate Car insurance overview

For Comprehensive

Features

Agreed or market value

Either

New car replacement

if written off before the earlier of 3 years

or 60000 km

Roadside assistance

Not available

Increase excess to reduce premium

Pay monthly at no extra cost

Covers non nominated resident driver

Online discount

Combined policy discount

No claim discount

Cooling off period

21 days

Target Market Determination

Visit QBE Insurance (Australia) Limited to view Target Market Determination.

Insurance Cover

Loss or damage to your vehicle

Damage to other people's car / property

up to $30,000,000

Windscreen cover

Standard

Trailer cover

Standard

up to $1,000

Baby capsule/child seat benefit

Standard

No max

Personal effects cover

up to $1,000

Key replacement/recoding benefit

Standard

No max

Death benefit

After Accident Care

Cover for rental car

Towing of vehicle

Emergency repairs

Free repair service

Free wind screen claim

Choice of repairer

Optional

Lifetime guarantee on repairs

Death benefit

Promoted car insurance

Promoted

Agreed Or Market Value

Comprehensive

  • New car replacement
  • Flexible excess
Agreed or market value

Roadside assistance

Not available

Promoted

New Car Replacement

Comprehensive

  • New car replacement
  • Flexible excess

special

Online only car insurance without the costly overheads and 24/7 online claims. Insuring drivers since 2007.
Agreed or market value

Roadside assistance

Not available

Promoted

Roadside Assistance Available

Comprehensive

  • New car replacement
  • Flexible excess
  • Roadside assistance
Agreed or market value

Roadside assistance

Optional

Promoted

Generic

Comprehensive

  • New car replacement
  • Flexible excess

special

$115 off new online Comprehensive Car Insurance policies $5 Kogan.com credit when you get a quote (min. spend $100, 1 per customer) $10 monthly kogan.com credit
Agreed or market value

Roadside assistance

Not available