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  4. Standard Comprehensive

Standard Comprehensive

  • New car replacement
  • Flexible excess
  • Roadside assistance

Agreed or market value

Agreed

New for old car replacement

if written off before 2 years

Roadside assistance

Optional

Standard Comprehensive

  • New car replacement
  • Flexible excess
  • Roadside assistance

Agreed or market value

Agreed

New for old car replacement

if written off before 2 years

Roadside assistance

Optional

Pros and Cons

For Standard Comprehensive

Benefits

  • New car replacement
  • Roadside assistance available
  • Flexible excess to reduce premium
  • Pay monthly at no extra cost
  • Multi-policy discount
  • No claims discount

Drawbacks

  • No online discount
  • No rental car available after accident

RAA Insurance Rate Car Insurance overview

For Standard Comprehensive

Features

Agreed or market value

Agreed

New for old car replacement

if written off before 2 years

Roadside assistance

Optional

Increase excess to reduce premium

Pay monthly at no extra cost

Covers non nominated resident driver

Online discount

Combined policy discount

No claim discount

Cooling off period

21 days

Target Market Determination

Visit RAA Insurance to view Target Market Determination.

Insurance Cover

Loss or damage to your vehicle

Damage to other people's car / property

up to $20,000,000

Windscreen cover

Standard

Trailer cover

Standard

up to $1,500

Baby capsule/child seat benefit

Standard

Reasonable cost

Personal effects cover

up to $1,500

Key replacement/recoding benefit

Standard

No max

Death benefit

up to $5,000

After Accident Care

Cover for rental car

Towing of vehicle

Reasonable cost

Emergency repairs

up to $750

Free repair service

Free wind screen claim

Choice of repairer

Standard

Lifetime guarantee on repairs

Death benefit

up to $5,000

Promoted car insurance products

Youi Pty Ltd

Comprehensive

  • New car replacement
  • Flexible excess
  • Roadside assistance

Agreed or market value

Either

Roadside assistance

Standard

AAI Limited T/AS AAMI

Comprehensive

  • New car replacement
  • Flexible excess
  • Roadside assistance

Agreed or market value

Either

Roadside assistance

Optional

AHM Health Insurance

Comprehensive

  • New car replacement
  • Flexible excess
  • Roadside assistance

Agreed or market value

Either

Roadside assistance

Optional

Allianz Australia Insurance Ltd

Comprehensive

  • New car replacement
  • Flexible excess

Agreed or market value

Agreed

Roadside assistance

Not available

product data updated on

Product data updated on 25 Apr 2024