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- Comprehensive
Comprehensive
- New car replacement
- Flexible excess
- Roadside assistance
Agreed or market value
Agreed
New for old car replacement
if written off before 2 years
Roadside assistance
Optional
Comprehensive
- New car replacement
- Flexible excess
- Roadside assistance
Agreed or market value
Agreed
New for old car replacement
if written off before 2 years
Roadside assistance
Optional
Pros and Cons
For Comprehensive
Benefits
- New car replacement
- Roadside assistance available
- Flexible excess to reduce premium
- No claims discount
- Rental car after accident available
Drawbacks
- Monthly payments increases total cost
- No online discount
- No discount for multi policy cover
RAC Rate Car Insurance overview
For Comprehensive
Features
Agreed or market value
Agreed
New for old car replacement
if written off before 2 years
Roadside assistance
Optional
Increase excess to reduce premium
Pay monthly at no extra cost
Covers non nominated resident driver
Online discount
Combined policy discount
No claim discount
Cooling off period
28 days
Target Market Determination
Visit RAC to view Target Market Determination.
Insurance Cover
Loss or damage to your vehicle
Damage to other people's car / property
up to $25,000,000
Windscreen cover
Standard
Trailer cover
Standard
$2000
Baby capsule/child seat benefit
Standard
No max
Personal effects cover
$500
Key replacement/recoding benefit
Standard
$2000
Death benefit
$15000
After Accident Care
Cover for rental car
Towing of vehicle
Reasonable cost
Emergency repairs
$750.00
Free repair service
Free wind screen claim
Choice of repairer
Standard
Lifetime guarantee on repairs
Death benefit
$15000
